Bay County property record for 132 N Comet Ave, Panama City, FL 32404
| Property Type | Apartment House (2-4 Units) |
|---|---|
| Details | 52 bd · 28 ba · 20,340 sqft · built 1985 |
| Lot Size | 1.37 acres (59,982 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,271,300 (Jun 2010) |
| Tax Bill | $6,100 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06036-010-000 |
| Primary APN | 06036-010-000 |
|---|
| Bedrooms | 52 Beds |
|---|---|
| Full Baths | 28 Baths |
| Units | 20 Units |
| Stories | 2 Stories |
| Building Area | 20,340 sqft Living Area |
| 1st Floor Area | 10,170 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Multi-Family |
| Exterior Material | Combination |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 59,982 sqft (1.37 acres) |
| Lot Dimensions | 300 ft deep x 200 ft wide |
| Driveway | Driveway |
| Porch | Unfinished Open Porch |
| Porch Area | 3,166 sqft |
| Total Buildings | 7 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 132 N COMET AVE |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32404-7562 |
| Property Category | Commercial |
| Property Type | Residential > Multi-Unit > Apartment House (2-4 Units) |
| Local Zoning Code | CLWY18 |
| Legal Description | 7 4S 13W -10.3- 131C4 BEG 654 S OF NW COR OF SE1/4 OF SE1/4 FOR POB TH CONT S 200 E 300 N 200 W 300 TO POB ORB 3245 P 1556 |
| Legal Range | 13W |
| Legal Township | 04S |
| Legal Section | 07 |
| Legal Subdivision | CALLAWAY |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 3 |
| Census Block | 3038 |
| Census Tract | 803 |
Source: Bay County records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 700, DOTHAN, AL 36302-0700 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 9, 2010 · Amount on Record |
| Deed Sale | Jun 9, 2010 · Amount on Record |
| Deed Document Number | 201029081 |
| Deed Book / Page | 3245 / 1556 |
| Record Updated | Sep 20, 2026 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Callaway City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,100.00 (-3.47%) | $445,484 (-25.48%) Land $33,048 Building $412,436 | $445,484 (-25.48%) Land $33,048 Building $412,436 |
| 2024 | $6,319.00 (-12.45%) | ||
| 2023 | $7,218.00 (+23.22%) | $597,769 (+21.85%) Land $33,048 Building $564,721 | $597,769 (+21.85%) Land $33,048 Building $564,721 |
| 2022 | $5,858.00 | $490,575 Land $33,048 Building $457,527 | $490,575 Land $33,048 Building $457,527 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 35 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 8 (2005–2021) |
| Claims Outside the SFHA | 6 of 8 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALLAWAY, CITY OF WATER SYSTEM serves 20,520 people · EPA ID FL1030141 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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