116 Johnson Rd, Berea, KY 40403 Property Records

Madison County property record for 116 Johnson Rd, Berea, KY 40403

Property Summary

Property TypeSingle Family Home
Details1,161 sqft
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Last Sale$138,500 (Nov 2019)
Tax Bill$1,414 (2025)
Deeds & MortgagesDec 2025 Sale & Mortgage
Nov 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0074-0001-0003

Property Details

APN / Parcel Number

Primary APN0074-0001-0003
Alternative APNs
  • 122866
  • 85808
  • 52397

Interior

Stories1 Story
Building Area1,161 sqft Living Area

Exterior

Exterior MaterialAluminum/Vinyl
Lot Area43,560 sqft (1 acres)
Garage TypeAttached
Garage Area378 sqft
Parking Spaces1 Parking Space

Location & Zoning

Account Number52397
Street Address116 JOHNSON RD
CityBEREA
StateKY
Zip40403-9601
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRAINBOW ACRES LOT 8 BLK B
Legal SubdivisionRAINBOW ACRES
Legal BlockB
Legal Lot Number8
JurisdictionMADISON KY
Township / Civil DivisionBEREA
Census Block Group1
Census Block1011
Census Tract11101

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address116 JOHNSON RD, BEREA, KY 40403-9601
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 23, 2025Deed, Transfer · FHA Mortgage
T2 FINANCIAL LLC
Nov 5, 2019Warranty Deed, Transfer · USDA Mortgage
UNITED STATES OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 5, 2019 · Amount on Record
Deed SaleNov 5, 2019 · Amount on Record
Deed Document Number2014001864
Deed Book / PageD00780 / 719
Record UpdatedJun 8, 2026

December 2025: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateDec 23, 2025
Property Address116 JOHNSON RD, BEREA, KY 40403-9601
Document Number00D877/481
Book / PageD877 / 481
Map ReferenceMB 8 PG 230
Instrument DateDec 19, 2025
Instrument2014307776
Transaction TypeTransfer
Record UpdatedJun 29, 2026
Title CompanyLAND GROUP TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$197.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address305 MILLER LN, BURNSIDE, KY 42519-9443

Transferred To (Grantee/Buyer)

NameVerified Name
Address116 JOHNSON RD, BEREA, KY 40403-9601

Mortgage

Document Number2014307777
DateDec 23, 2025
Instrument2014307777
Lender
NameT2 FINANCIAL LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056

Mortgage

Document Number0M2434/386
DateDec 23, 2025
Book PageM2434/386
Instrument2014307778
Lender
NameT2 FINANCIAL LLC
TypeMortgage Company
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term181 Months
DueJan 1, 2041

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON KY
Recording DateNov 5, 2019
Property Address116 JOHNSON RD, BEREA, KY 40403-9601
Document NumberD00780/719
Book / PageD00780 / 719
Map ReferenceMB 8 PG 230
Instrument DateOct 23, 2019
Instrument2014001864
Transaction TypeTransfer
Record UpdatedJun 29, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$138.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address116 JOHNSON RD, BEREA, KY 40403-9601

Transferred To (Grantee/Buyer)

NameVerified Name
Address116 JOHNSON RD, BEREA, KY 40403-9601

Mortgage

Document Number2014001865
DateNov 5, 2019
Instrument2014001865
Lender
NameUNITED STATES OF AMERICA
TypeGovernment Agency
Agreement
TypeUSDA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
MunicipalityBerea City
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,414.00 (+5.29%) Additional exemption filed$150,000 (+8.3%)$150,000 (+8.3%)
2023$1,343.00$138,500$138,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 66% of Kentucky
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHERN MADISON WATER DISTRICT
serves 14,707 people · EPA ID KY0760407
Water SourcePurchased surface water from BEREA MUNICIPAL UTILITIES
Last State InspectionMay 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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