108 Johnson Rd, Berea, KY 40403 Property Records

Madison County property record for 108 Johnson Rd, Berea, KY 40403

Property Summary

Property TypeSingle Family Home
Details1,209 sqft
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Tax Bill$734 (2025)
Deeds & MortgagesJan 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN0074-0001-0047

Property Details

APN / Parcel Number

Primary APN0074-0001-0047
Alternative APNs
  • 125227
  • 88165
  • 54812

Interior

Stories1 Story
Building Area1,209 sqft Living Area

Exterior

Exterior MaterialBrick Veneer
Lot Area43,560 sqft (1 acres)
Garage TypeMixed

Location & Zoning

Account Number54812
Street Address108 JOHNSON RD
CityBEREA
StateKY
Zip40403-9601
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRAINBOW ACRES LOT 2
Legal SubdivisionRAINBOW ACRES
Legal Lot Number2
JurisdictionMADISON KY
Township / Civil DivisionBEREA
Census Block Group1
Census Block1011
Census Tract11101

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address108 JOHNSON RD, BEREA, KY 40403-9601
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 26, 2012
Deed SaleJun 26, 2012
Deed Document Number0000679751
Record UpdatedJun 8, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address108 JOHNSON RD, BEREA, KY 40403-9601
Transaction TypeMortgage
Record UpdatedFeb 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address108 JOHNSON RD, BEREA, KY 40403-9601

Mortgage

Document Number00M2214/26
DateJan 25, 2023
Book PageM2214/26
Instrument2014129409
Lender
NameWHITAKER BANK INC
TypeBank
AddressLEXINGTON, KY 40555
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term240 Months
DueJan 23, 2043
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
MunicipalityBerea City
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$734.00 (+5.61%) Homeowner's exemption$127,000 (+7.63%)$127,000 (+7.63%)
2023$695.00 Homeowner's exemption$118,000$118,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHERN MADISON WATER DISTRICT
serves 14,707 people · EPA ID KY0760407
Water SourcePurchased surface water from BEREA MUNICIPAL UTILITIES
Last State InspectionMay 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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