Madison County property record for 118 Johnson Rd, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 1,181 sqft |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $154,900 (Nov 2020) |
| Tax Bill | $1,460 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Sep 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0074-0001-0004 |
| Primary APN | 0074-0001-0004 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,181 sqft Living Area |
| Exterior Material | Brick Veneer |
|---|---|
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Attached |
| Garage Area | 350 sqft |
| Parking Spaces | 1 Parking Space |
| Account Number | 56958 |
|---|---|
| Street Address | 118 JOHNSON RD |
| City | BEREA |
| State | KY |
| Zip | 40403-9601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RAINBOW ACRES LOT 9 BLK B |
| Legal Subdivision | RAINBOW ACRES |
| Legal Block | B |
| Legal Lot Number | 9 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 11101 |
Source: Madison County records, as of December 9, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 118 JOHNSON RD, BEREA, KY 40403-9601 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 6, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP |
| Sep 28, 2017 | Deed of Trust, Mortgage CUMBERLAND VALLEY NATL BANK & TRUST CO |
| Nov 2, 2020 | Warranty Deed, Transfer · Commercial Mortgage CITIZENS GUARANTY BANK |
| Jan 9, 2018 | Warranty Deed, Transfer · ARM CENTRAL BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 2, 2020 · Amount on Record |
| Deed Sale | Nov 2, 2020 · Amount on Record |
| Prior Sale | Jan 9, 2018 · Amount on Record |
| Deed Document Number | 202014023243 |
| Deed Book / Page | 796 / 354 |
| Last Transfer Date | Dec 2, 2021 |
| Transfer Doc | 00D815/245 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Dec 6, 2021 |
| Property Address | 118 JOHNSON RD, BEREA, KY 40403-9601 |
| Document Number | 00D815/245 |
| Book / Page | D815 / 245 |
| Map Reference | MB 08 PG 230 |
| Instrument Date | Dec 2, 2021 |
| Instrument | 2014066913 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 118 JOHNSON RD, BEREA, KY 40403-9601 |
| Document Number | 2014066986 |
|---|---|
| Date | Dec 6, 2021 |
| Instrument | 2014066986 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 118 JOHNSON RD, BEREA, KY 40403-9601 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M01767/088 |
|---|---|
| Date | Sep 28, 2017 |
| Book Page | M01767/088 |
| Instrument | 2013965497 |
| Name | CUMBERLAND VALLEY NATL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LONDON, KY 40743 |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Nov 2, 2020 |
| Property Address | 118 JOHNSON RD, BEREA, KY 40403-9601 |
| Document Number | D00796/354 |
| Book / Page | D00796 / 354 |
| Map Reference | MB 8 PG 230 |
| Instrument Date | Oct 30, 2020 |
| Instrument | 2014023243 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $155.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 85 BIRD OF PARADISE DR, 85, PALM COAST, FL 32137-9395 |
| Name | Verified Name |
|---|---|
| Address | 118 JOHNSON RD, BEREA, KY 40403-9601 |
| Document Number | 2014023244 |
|---|---|
| Date | Nov 2, 2020 |
| Instrument | 2014023244 |
| Name | CITIZENS GUARANTY BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 30, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jan 9, 2018 |
| Property Address | 118 JOHNSON RD, BEREA, KY 40403-9601 |
| Document Number | D00754/635 |
| Book / Page | D00754 / 635 |
| Map Reference | MB8 PG230 |
| Instrument Date | Jan 5, 2018 |
| Instrument | 2013970177 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $125.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6170 WHITE OAK RD, 6170, JUNCTION CITY, KY 40440-8536 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 118 JOHNSON RD, BEREA, KY 40403-9601 |
| Document Number | 2013970178 |
|---|---|
| Date | Jan 9, 2018 |
| Instrument | 2013970178 |
| Name | CENTRAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Type Change Date | Feb 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6.12% |
| Index | 1-Year LIBOR |
| Max Rate | 9.12% |
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,460.00 (-2.8%) | $154,900 (-) | $154,900 (-) |
| 2023 | $1,502.00 | $154,900 | $154,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 66% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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