Madison County property record for 116 Hillcrest Dr, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 1,697 sqft |
| Owner | Individual Name on Record |
| Last Sale | $279,000 (May 2022) |
| Tax Bill | $2,630 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit May 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | B013-0004-0005 |
| Primary APN | B013-0004-0005 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,697 sqft Living Area |
| Exterior Material | Brick Veneer |
|---|---|
| Garage Type | Detached |
| Garage Area | 1,904 sqft |
| Parking Spaces | 7 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 54183 |
|---|---|
| Street Address | 116 HILLCREST DR |
| City | BEREA |
| State | KY |
| Zip | 40403-1848 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HILLCREST - BEREA LOT 2 & 3 BLK C |
| Legal Subdivision | HILLCREST |
| Legal Block | C |
| Legal Lot Number | 2,3 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 11304 |
Source: Madison County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 116 HILLCREST DR, BEREA, KY 40403-1848 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 5, 2022 | Deed of Trust, Mortgage · Line of Credit WHITAKER BANK INC |
| May 11, 2022 | Deed, Transfer · Conventional Mortgage UNIFY FINANCIAL FCU |
| Aug 20, 2021 | Warranty Deed, Transfer · Commercial Mortgage CITIZENS GUARANTY BANK |
| Jun 22, 2020 | Deed of Trust, Mortgage · Line of Credit PARK COMMUNITY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 11, 2022 · Amount on Record |
| Deed Sale | May 11, 2022 · Amount on Record |
| Prior Sale | Aug 20, 2021 · Amount on Record |
| Deed Document Number | 2014091356 |
| Deed Book / Page | D823 / 110 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 116 HILLCREST DR, BEREA, KY 40403-1848 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2022 |
| Name | Verified Name |
|---|---|
| Address | 116 HILLCREST DR, BEREA, KY 40403-1848 |
| Document Number | 0M2194/211 |
|---|---|
| Date | Oct 5, 2022 |
| Book Page | M2194/211 |
| Instrument | 2014114487 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55439 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Sep 27, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | May 11, 2022 |
| Property Address | 116 HILLCREST DR, BEREA, KY 40403-1848 |
| Document Number | 00D823/110 |
| Book / Page | D823 / 110 |
| Map Reference | MB 2PG 48 |
| Instrument Date | May 10, 2022 |
| Instrument | 2014091356 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2022 |
| Title Company | JETT TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $279.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 200 HERNDON LN, 200, BEREA, KY 40403-9785 |
| Name | Verified Name |
|---|---|
| Address | 116 HILLCREST DR, BEREA, KY 40403-1848 |
| Document Number | 2014091360 |
|---|---|
| Date | May 11, 2022 |
| Instrument | 2014091360 |
| Name | UNIFY FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Aug 20, 2021 |
| Property Address | 116 HILLCREST DR, BEREA, KY 40403-1848 |
| Document Number | D810/257 |
| Book / Page | D810 / 257 |
| Map Reference | MB 2 PG 48 |
| Instrument Date | Aug 17, 2021 |
| Instrument | 2014049342 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $145.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1811 JOHNSON LN, 1811, CHINO VALLEY, AZ 86323-6517 |
| Name | Verified Name |
|---|---|
| Address | 200 HERDON LANE, BEREA, KY 40403-9785 |
| Document Number | 2014049343 |
|---|---|
| Date | Aug 20, 2021 |
| Instrument | 2014049343 |
| Name | CITIZENS GUARANTY BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Aug 17, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 116 HILLCREST DR, BEREA, KY 40403-1848 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M01951/40 |
|---|---|
| Date | Jun 22, 2020 |
| Book Page | M01951/40 |
| Instrument | 2014014446 |
| Name | PARK COMMUNITY FCU |
|---|---|
| Type | Credit Union |
| Address | LOUISVILLE, KY 40299 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 25, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,630.00 (-2.81%) Additional exemption filed | $279,000 (-) | $279,000 (-) |
| 2023 | $2,706.00 | $279,000 | $279,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Jul 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 67% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEREA MUNICIPAL UTILITIES private · serves 9,972 people · EPA ID KY0760030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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