Madison County property record for 106 Hillcrest Dr, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,848 sqft |
| Lot Size | 0.241 acres (10,497 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $123,000 (May 2019) |
| Tax Bill | $1,405 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage May 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | B013-0004-0003 |
| Primary APN | B013-0004-0003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,848 sqft Living Area |
| Exterior Material | Brick Veneer |
|---|---|
| Lot Area | 10,497 sqft (0.241 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 40373 |
|---|---|
| Street Address | 106 HILLCREST DR |
| City | BEREA |
| State | KY |
| Zip | 40403-1848 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HILLCREST LOT 5 BLK A |
| Legal Subdivision | HILLCREST |
| Legal Block | A |
| Legal Lot Number | 5 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 11304 |
106 Hillcrest Dr is owned and occupied by two individuals who bought it in May 2019.
Source: Madison County records, as of August 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 106 HILLCREST DR, BEREA, KY 40403-1848 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 9, 2020 | Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| May 24, 2019 | Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Oct 4, 2018 | Deed in Lieu of Foreclosure, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 24, 2019 · Amount on File |
| Deed Sale | May 24, 2019 · Amount on File |
| Prior Sale | Oct 4, 2018 |
| Deed Document Number | 20192013992972 |
| Deed Book / Page | 773 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 106 HILLCREST DR, BEREA, KY 40403-1848 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M01923/716 |
|---|---|
| Date | Mar 9, 2020 |
| Book Page | M01923/716 |
| Instrument | 2014008620 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ISELIN, NJ 08830 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | May 24, 2019 |
| Property Address | 106 HILLCREST DR, BEREA, KY 40403-1848 |
| Document Number | D00773/773 |
| Book / Page | D00773 / 773 |
| Map Reference | MB 2 PG 48 |
| Instrument Date | May 17, 2019 |
| Instrument | 2013992972 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Title Company | JETT TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $123.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 319 OAK ST, 319, BEREA, KY 40403-1424 |
| Name | Verified Name |
|---|---|
| Address | 106 HILLCREST DR, BEREA, KY 40403-1848 |
| Document Number | 2013992973 |
|---|---|
| Date | May 24, 2019 |
| Instrument | 2013992973 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Document Type | Deed in Lieu of Foreclosure |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Oct 4, 2018 |
| Property Address | 106 HILLCREST DR, BEREA, KY 40403-1848 |
| Document Number | D00765/279 |
| Book / Page | D00765 / 279 |
| Map Reference | MB2 PG48 |
| Instrument Date | Sep 13, 2018 |
| Instrument | 2013982823 |
| Transaction Type | Foreclosure |
| Record Updated | Dec 17, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|---|
| Address | 106 HILLCREST DR, 106, BEREA, KY 40403-1848 |
| Name | Verified Name |
|---|---|
| Address | 319 OAK ST, BEREA, KY 40403-1424 |
The 2025 property tax bill for 106 Hillcrest Dr was $1,405.
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,405.00 | $149,000 | $149,000 |
| 2023 | $1,193.00 | $123,000 | $123,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 106 Hillcrest Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Jul 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 106 Hillcrest Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 67% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEREA MUNICIPAL UTILITIES private · serves 9,972 people · EPA ID KY0760030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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