Madison County property record for 109 Hillcrest Dr, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 1,171 sqft |
| Lot Size | 0.36 acres (15,711 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,131 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Feb 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | B013-0004-0006 |
| Primary APN | B013-0004-0006 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,171 sqft Living Area |
| 1st Floor Area | 1,041 sqft |
| Basement Area | 1,041 sqft |
| Unfinished Basement | 1,041 sqft |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Lot Area | 15,711 sqft (0.36 acres) |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 51481 |
|---|---|
| Street Address | 109 HILLCREST DR |
| City | BEREA |
| State | KY |
| Zip | 40403-1849 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HILLCREST LOT 1 BLK C |
| Legal Subdivision | HILLCREST |
| Legal Block | C |
| Legal Lot Number | 1 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 11304 |
109 Hillcrest Dr is owned and occupied by an individual who acquired it in February 2023.
Source: Madison County records, as of December 9, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 109 HILLCREST DR, BEREA, KY 40403-1849 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 11, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC |
| Feb 27, 2023 | Intrafamily Transfer, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 15, 2023 |
| Transfer Doc | 00D835/153 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 109 HILLCREST DR, BEREA, KY 40403-1849 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 109 HILLCREST DR, BEREA, KY 40403-1849 |
| Document Number | 0M2450/629 |
|---|---|
| Date | Mar 11, 2026 |
| Book Page | M2450/629 |
| Instrument | 2014326108 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46256 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Feb 27, 2023 |
| Property Address | 109 HILLCREST DR, BEREA, KY 40403-1849 |
| Document Number | 00D835/153 |
| Book / Page | D835 / 153 |
| Map Reference | MB 2 PG 48 |
| Instrument Date | Feb 13, 2023 |
| Instrument | 2014133448 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2023 |
| Title Company | TITLE 365, TITLE365 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 HILLCREST DR, BEREA, KY 40403-1849 |
| Document Number | 2014133452 |
|---|---|
| Date | Feb 27, 2023 |
| Instrument | 2014133452 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2038 |
The 2025 property tax bill for 109 Hillcrest Dr was $1,131.
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,131.00 | $120,000 | $120,000 |
| 2023 | $824.00 | $85,000 | $85,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Hillcrest Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Jul 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Hillcrest Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 67% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEREA MUNICIPAL UTILITIES private · serves 9,972 people · EPA ID KY0760030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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