Habersham County property record for 116 Hancock Rd, Demorest, GA 30535
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,847 sqft · built 1986 |
| Lot Size | 0.84 acres (36,590 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $145,000 (May 2017) |
| Tax Bill | $1,537 (2026) |
| Deeds & Mortgages | Jun 2024 Mortgage May 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 043 246 |
| Primary APN | 043 246 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,847 sqft Heated Area |
| Gross Area | 2,597 sqft |
| 1st Floor Area | 969 sqft |
| Upper Floors Area | 878 sqft |
| Attic | Attic |
| Attic Area | 878 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Wood Siding |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood Shingle |
| Lot Area | 36,590 sqft (0.84 acres) |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 200 sqft |
| Patio Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 384877 |
|---|---|
| Street Address | 116 HANCOCK RD |
| City | DEMOREST |
| State | GA |
| Zip | 30535-4818 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LI |
| Legal Description | 10-48 PB 23-134 DB 1140-444 |
| Legal Subdivision | KARLE FREDRICK MAXWELL & MELOD |
| Jurisdiction | HABERSHAM GA |
| Township / Civil Division | CORNELIA |
| Census Block Group | 2 |
| Census Block | 2046 |
| Census Tract | 502 |
Source: Habersham County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 116 HANCOCK RD, DEMOREST, GA 30535-4818 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 21, 2024 | Deed of Trust, Mortgage · Closed-End Mortgage REGIONS BANK |
| May 19, 2017 | Warranty Deed, Transfer · FHA Mortgage SUNTRUST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 19, 2017 · Amount on Record |
| Deed Sale | May 19, 2017 · Amount on Record |
| Prior Sale | May 1, 2006 · Amount on Record |
| Deed Document Number | 2017960 |
| Deed Book / Page | 1140 / 444 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Property Address | 116 HANCOCK RD, DEMOREST, GA 30535-4818 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 116 HANCOCK RD, DEMOREST, GA 30535-4818 |
| Document Number | 0000001368/0000000957 |
|---|---|
| Date | Jun 21, 2024 |
| Book Page | 0000001368/0000000957 |
| Name | REGIONS BANK |
|---|
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 1, 2044 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Recording Date | May 19, 2017 |
| Property Address | 116 HANCOCK RD, DEMOREST, GA 30535-4818 |
| Document Number | 001140/444 |
| Book / Page | 1140 / 444 |
| Instrument Date | May 19, 2017 |
| Instrument | 2017-000960 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 116 HANCOCK RD, DEMOREST, GA 30535-4818 |
| Document Number | 1140/445 |
|---|---|
| Date | Jun 1, 2017 |
| Book Page | 1140/445 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2047 |
Source: Habersham County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Habersham County |
| Unified School District | Habersham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,537.00 Homeowner's exemption | $88,372 (+0.02%) Land $10,000 Building $78,372 | $220,930 (+0.02%) Land $25,000 Building $195,930 |
| 2023 | Homeowner's exemption | $88,356 (+14.2%) Land $10,000 Building $78,356 | $220,890 (+14.2%) Land $25,000 Building $195,890 |
| 2022 | Homeowner's exemption | $77,368 Land $10,000 Building $67,368 | $193,420 Land $25,000 Building $168,420 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 53% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEMOREST serves 18,049 people · EPA ID GA1370004 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TrailWave Fiber | 1,000 / 1,000 |
| Windstream Cable | 1,000 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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