116 East, Reading, MI 49274 Property Records

Hillsdale County property record for 116 East, Reading, MI 49274

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,068 sqft
Lot Size	0.205 acres (8,930 sqft)
Owner	Individual Name on Record
Last Sale	$76,500 (Nov 2022)
Tax Bill	$753 (2021)
Deeds & Mortgages	Nov 2022 Sale Nov 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-085-001-032`

Property Details

APN / Parcel Number

Primary APN	`20-085-001-032`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,068 sqft Living Area
Gross Area	1,777 sqft
Basement Area	709 sqft

Exterior

Architectural Style	Ranch
Exterior Material	Brick
Lot Area	8,930 sqft (0.205 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	116 EAST
City	READING
State	MI
Zip	49274-9111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 129 PROUTYS ADD SEC 26 T7S R4W CITY OF READING
Legal Subdivision	PROUTYS ADD
Legal Lot Number	129
Jurisdiction	HILLSDALE MI
Township / Civil Division	READING
Census Block Group	5
Census Block	5028
Census Tract	50400

Owner

Source: Hillsdale County records, as of August 4, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	116 EAST, READING, MI 49274-9111
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2022	Warranty Deed, Transfer PUBLIC TITLE COMPANY
Nov 2, 2022	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC
Sep 11, 2018	Land Contract, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2022 · Amount on Record
Deed Sale	Nov 2, 2022 · Amount on Record
Prior Sale	Nov 2, 2022 · Amount on Record
Deed Document Number	0001838505
Deed Book / Page	1838 / 505
Record Updated	Jun 7, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Nov 2, 2022
Property Address	116 EAST, READING, MI 49274-9111
Document Number	001838/504
Book / Page	1838 / 504
Map Reference	LB 58 PG 414
Instrument Date	Nov 2, 2022
Transaction Type	Transfer
Record Updated	Nov 23, 2022
Title Company	PUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$266.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	612 MICHIGAN ST, 612, READING, MI 49274-9685

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	935 PHILLIP RD, MONTGOMERY, MI 49255-9723

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Nov 2, 2022
Property Address	116 EAST, READING, MI 49274-9111
Document Number	001838/505
Book / Page	1838 / 505
Map Reference	LB 58 PG 414
Instrument Date	Nov 2, 2022
Transaction Type	Transfer
Record Updated	Nov 23, 2022
Title Company	PUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$573.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	935 PHILLIP RD, 935, MONTGOMERY, MI 49255-9723

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3367 ASHLEY LANE, STOW, OH 44224

Mortgage

Document Number	0018380506
Date	Nov 2, 2022
Instrument	1838-0506

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

September 2018: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	HILLSDALE MI
Recording Date	Sep 11, 2018
Property Address	116 EAST, READING, MI 49274-9111
Document Number	01701/0793
Book / Page	1701 / 0793
Map Reference	LB58 PG414
Instrument Date	Sep 8, 2018
Transaction Type	Transfer
Record Updated	Jul 22, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	612 MICHIGAN ST, 612, READING, MI 49274-9685

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 E ST, HILLSDALE, MI 49242

Tax Assessment & Valuation

Source: Hillsdale County assessment roll, as of March 1, 2023

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
Municipality	Reading City
Unified School District	Reading Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$33,000	$65,909 Land $7,647 Building $58,262
2021	$753.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING serves 1,078 people · EPA ID MI0005620
Water Source	Groundwater
Last State Inspection	May 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20

May also be available: DMCI Broadband.

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