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115 East, Reading, MI 49274 Property Records

Hillsdale County property record for 115 East, Reading, MI 49274

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,252 sqft
Lot Size0.276 acres (12,023 sqft)
OwnerCompany Name on Record
Last Sale$190,543 (Sep 2025)
Tax Bill$1,499 (2025)
Deeds & MortgagesMay 2026 Mortgage
Sep 2025 Sale
Flood ZoneZone X (minimal risk)
APN20-075-001-018

Property Details

APN / Parcel Number

Primary APN20-075-001-018

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,252 sqft Living Area
Gross Area2,001 sqft
1st Floor Area2,001 sqft
Basement Area988 sqft
Unfinished Basement988 sqft

Exterior

Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area12,023 sqft (0.276 acres)
Lot Dimensions132 ft deep x 91 ft wide
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address115 EAST
CityREADING
StateMI
Zip49274-9111
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1LDRES
Legal DescriptionLOT 33 ALSO S 25 FT LOTS 31 & 32 FITZSIMMONS ADD SEC 26 T7S R4W CITY OF READING
Legal Range04W
Legal Township07S
Legal Section26
Legal SubdivisionFITZSIMMONS ADD
Legal Lot Number33,31
JurisdictionHILLSDALE MI
Township / Civil DivisionREADING
Census Block Group5
Census Block5027
Census Tract50400

Owner

Source: Hillsdale County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address15 EAST ST, READING, MI 49274
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
May 20, 2026Deed of Trust, Mortgage · Conventional Mortgage
NATIONAL HOME MORTGAGE CORPORATION
Sep 22, 2025Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 22, 2025 · Amount on Record
Deed SaleSep 22, 2025 · Amount on Record
Prior SaleJun 23, 2025 · Amount on Record
Deed Document Number2025617505
Deed Book / Page1904 / 287
Prior Transfer DateSep 2, 2025
Prior Transfer Doc001904/287
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSDALE MI
Recording DateMay 20, 2026
Property Address115 EAST, READING, MI 49274-9111
Document Number0000623309
Book / Page1922 / 464
Instrument DateMay 14, 2026
Instrument2026623309
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address131 E CHICAGO RD, COLDWATER, MI 49036-8424

Mortgage

Document Number0000623309,
DateMay 20, 2026
Book Page1922/464
Instrument2026623309
Lender
NameNATIONAL HOME MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

September 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHILLSDALE MI
Recording DateSep 22, 2025
Property Address115 EAST, READING, MI 49274-9111
Document Number001904/287
Book / Page1904 / 287
Instrument DateSep 2, 2025
Transaction TypeTransfer
Record UpdatedOct 17, 2025

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address739 IVY LN, GLENCOE, IL 60022-2064

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 EAST, READING, MI 49274-9111

Tax Assessment & Valuation

Source: Hillsdale County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyHillsdale County
MunicipalityReading City
Unified School DistrictReading Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$76,600 (-1.16%)$151,199 (-1.25%) Land $9,004 Building $142,195
2025$1,499.00 (+5.27%)$77,500 (+36.2%)$153,109 (+36.8%) Land $9,004 Building $144,105
2024$1,424.00 (+9.71%)
2023$56,900$111,921 Land $7,965 Building $103,956
2021$1,298.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREADING
serves 1,078 people · EPA ID MI0005620
Water SourceGroundwater
Last State InspectionMay 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Mercury Fiber
Fixed Wireless		150 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: DMCI Broadband.

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