108 East, Reading, MI 49274 Property Records

Hillsdale County property record for 108 East, Reading, MI 49274

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 906 sqft
Lot Size	0.242 acres (10,542 sqft)
Owner	Company Name on Record
Tax Bill	$1,196 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jun 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-085-001-031`

Property Details

APN / Parcel Number

Primary APN	`20-085-001-031`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	906 sqft Living Area
Gross Area	1,618 sqft
1st Floor Area	1,618 sqft
Basement Area	906 sqft
Unfinished Basement	906 sqft

Exterior

Architectural Style	Ranch
Exterior Material	Wood Siding
Lot Area	10,542 sqft (0.242 acres)
Lot Dimensions	135 ft deep x 78 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	108 EAST
City	READING
State	MI
Zip	49274-9111
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1LDRES
Legal Description	LOT 128 ALSO S 12 FT OF LOTS 126 & 127 PROUTYS ADD SEC 26 T7S R4W CITY OF READING
Legal Range	04W
Legal Township	07S
Legal Section	26
Legal Subdivision	PROUTYS ADD
Legal Lot Number	128,126
Jurisdiction	HILLSDALE MI
Township / Civil Division	READING
Census Block Group	5
Census Block	5028
Census Tract	50400

Owner

Source: Hillsdale County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 674, READING, MI 49274-0674
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2026	Deed of Trust, Mortgage · Commercial Mortgage HIG LENDING OPPORTUNITIES LLC
Jun 29, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage STBX PROPERTIES LLC
Aug 21, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2022
Deed Sale	Jun 29, 2022
Prior Sale	Feb 3, 2015 · Amount on Record
Deed Document Number	2022591873
Deed Book / Page	1829 / 987
Prior Transfer Date	Aug 19, 2019
Prior Transfer Doc	01731/0985
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	108 EAST, READING, MI 49274-9111
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 MICHIGAN ST, READING, MI 49274-9693

Mortgage

Document Number	00001917/1
Date	Mar 19, 2026
Book Page	1917/1

Lender

Name	HIG LENDING OPPORTUNITIES LLC
Type	Non-Lending Institution
Address	HASTINGS, MI 49058

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Jun 29, 2022
Property Address	108 EAST, READING, MI 49274-9111
Document Number	001829/987
Book / Page	1829 / 987
Map Reference	LB 58 PG 414
Instrument Date	Jun 23, 2022
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	AMERILAND TITLE AGENCY, AMERICAN TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	401 MICHIGAN ST, 401, READING, MI 49274-9693

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 MICHIGAN ST, READING, MI 49274-9693

Mortgage

Document Number	0018290990
Date	Jun 29, 2022
Instrument	1829-0990

Lender

Name	STBX PROPERTIES LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HILLSDALE MI
Recording Date	Aug 21, 2019
Property Address	108 EAST, READING, MI 49274-9111
Document Number	01731/0985
Book / Page	1731 / 0985
Map Reference	LB 58 PG 414
Instrument Date	Aug 19, 2019
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2311 KELSO RD, 2311, NORTH ADAMS, MI 49262-9726

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2311 KELSO RD, NORTH ADAMS, MI 49262-9726

Tax Assessment & Valuation

Source: Hillsdale County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
Municipality	Reading City
Unified School District	Reading Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$36,100 (-1.1%)	$71,857 (-1.11%) Land $8,863 Building $62,994
2025	$1,196.00 (+14.34%)	$36,500 (+34.69%)	$72,663 (+34.88%) Land $8,863 Building $63,800
2023		$27,100	$53,873 Land $7,841 Building $46,032
2021	$1,046.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING serves 1,078 people · EPA ID MI0005620
Water Source	Groundwater
Last State Inspection	May 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20

May also be available: DMCI Broadband.

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