116 E North Ave, Lake Bluff, IL 60044 Property Records

Lake County property record for 116 E North Ave, Lake Bluff, IL 60044 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,066 sqft · built 1976
Lot Size	0.144 acres (6,251 sqft)
Owner	2 Individual Names on File
Last Sale	$570,000 (Mar 2024)
Tax Bill	$6,494 (2024)
Deeds & Mortgages	Aug 2022 Line of Credit Sep 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`12-21-107-032`

Property Details

APN / Parcel Number

Primary APN	`12-21-107-032`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,066 sqft Living Area
Gross Area	2,412 sqft
1st Floor Area	849 sqft
Upper Floors Area	624 sqft
Basement Area	624 sqft
Finished Basement	593 sqft
Unfinished Basement	31 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,251 sqft (0.144 acres)
Garage Type	Attached
Garage Area	315 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	40 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	116 E NORTH AVE
City	LAKE BLUFF
State	IL
Zip	60044-2134
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGE OF LAKE BLUFF NORTH ADD; LOT 16 BLOCK 42
Legal Subdivision	VILLAGE OF LAKE BLUFF NORTH ADD
Legal Block	42
Legal Lot Number	16
Jurisdiction	LAKE IL
Township / Civil Division	SHIELDS
Census Block Group	2
Census Block	2038
Census Tract	863300

Owner

Source: Lake County records · APN 12-21-107-032

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	601 ROSEMARY RD, LAKE FOREST, IL 60045-2327
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 02, 2022	Deed of Trust, Mortgage · Line of Credit LAKE FOREST BANK & TRUST CO NA
Sep 07, 2023	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Mar 07, 2024	Warranty Deed, Transfer
Mar 07, 2024	Warranty Deed, Transfer · Unknown STEPHEN BOWMAN 2010 LIVING TRUST
Apr 04, 2022	Intrafamily Transfer, Transfer
Oct 18, 2019	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 07, 2024 · Amount on Record
Deed Sale	Mar 07, 2024 · Amount on Record
Prior Sale	Oct 18, 2019 · Amount on Record
Deed Document Number	20248023054
Prior Transfer Date	Mar 25, 2022
Prior Transfer Doc	0007893935
Record Updated	Jun 08, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	116 E NORTH AVE, LAKE BLUFF, IL 60044-2134
Transaction Type	Mortgage
Record Updated	May 07, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007923699
Date	Aug 02, 2022
Instrument	7923699

Lender

Name	LAKE FOREST BANK & TRUST CO NA
Type	Bank
Address	LAKE FOREST, IL 60045

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 01, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	116 E NORTH AVE, LAKE BLUFF, IL 60044-2134
Transaction Type	Mortgage
Record Updated	May 07, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 E NORTH AVE, LAKE BLUFF, IL 60044-2134

Mortgage

Document Number	0007994216
Date	Sep 07, 2023
Instrument	7994216

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2053

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Mar 07, 2024
Property Address	116 E NORTH AVE, LAKE BLUFF, IL 60044-2134
Document Number	0008023054
Map Reference	33760 MB A PG 57
Instrument Date	Mar 04, 2024
Instrument	8023054
Transaction Type	Transfer
Record Updated	Apr 04, 2024

Transaction

Amount	Amount Recorded
Tax	$570.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	116 E NORTH AVE, LAKE BLUFF, IL 60044-2134

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	116 E NORTH AVE, LAKE BLUFF, IL 60044-2134

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Mar 07, 2024
Property Address	116 E NORTH AVE, LAKE BLUFF, IL 60044-2134
Document Number	0008023054
Map Reference	33760 MB A PG 57
Instrument Date	Mar 04, 2024
Instrument	8023054
Transaction Type	Transfer
Record Updated	May 07, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$570.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	116 E NORTH AVE, LAKE BLUFF, IL 60044-2134

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	116 E NORTH AVE, LAKE BLUFF, IL 60044-2134

Mortgage

Document Number	0008030655
Date	Mar 07, 2024
Instrument	8030655

Lender

Name	STEPHEN BOWMAN 2010 LIVING TRUST
Type	Private Party

Agreement

Type	Unknown
Amount	Amount Recorded
Term	109 Months
Due	Apr 01, 2033

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE IL
Recording Date	Apr 04, 2022
Property Address	116 E NORTH AVE, LAKE BLUFF, IL 60044-2134
Document Number	0007893935
Map Reference	DOC 33760
Instrument Date	Mar 25, 2022
Instrument	7893935
Transaction Type	Transfer
Record Updated	May 07, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	116 E NORTH AVE, LAKE BLUFF, IL 60044-2134

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Oct 18, 2019
Property Address	116 E NORTH AVE, LAKE BLUFF, IL 60044-2134
Document Number	0007601554
Instrument Date	Oct 09, 2019
Instrument	7601554
Transaction Type	Transfer
Record Updated	Nov 06, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$521.25
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 WASHINGTON RD LAKE FOREST IL 600452417, LAKE FOREST, IL 60045-2417

Mortgage

Document Number	7601555
Date	Oct 18, 2019
Instrument	7601555

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 17, 2049

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Shields Township
Municipality	Lake Bluff Village
Elementary School District	Lake Bluff Elementary School District 65 (KG - 08)
Secondary School District	Lake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$148,465 (+20.59%) Land $98,614 Building $49,851	$445,440 (+20.59%) Land $295,872 Building $149,568
2024	$6,494.00 (+305.37%)
2023	$1,602.00 (-78.7%)	$123,120 (+5.97%) Land $81,779 Building $41,341	$369,397 (+5.97%) Land $245,362 Building $124,035
2022	$7,520.00	$116,187 Land $77,174 Building $39,013	$348,596 Land $231,545 Building $117,051

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (17097C), updated February 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170978633002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Aug 1983, tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 313 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
AT&T	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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