108 E North Ave, Lake Bluff, IL 60044 Property Records

Lake County property record for 108 E North Ave, Lake Bluff, IL 60044 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,888 sqft · built 1910
Lot Size	0.144 acres (6,251 sqft)
Owner	2 Individual Names on File
Last Sale	$1,080,000 (Jul 2023)
Tax Bill	$22,433 (2024)
Deeds & Mortgages	Jul 2023 Mortgage Nov 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`12-21-107-030`

Property Details

APN / Parcel Number

Primary APN	`12-21-107-030`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,888 sqft Living Area
Gross Area	5,145 sqft
1st Floor Area	2,052 sqft
Upper Floors Area	1,836 sqft
Basement Area	981 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,251 sqft (0.144 acres)
Garage Type	Attached
Garage Area	276 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	253 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	108 E NORTH AVE
City	LAKE BLUFF
State	IL
Zip	60044-2134
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGE OF LAKE BLUFF NORTH ADD LOT 14 BLOCK 42
Legal Subdivision	VILLAGE OF LAKE BLUFF NORTH ADD
Legal Block	42
Legal Lot Number	14
Jurisdiction	LAKE IL
Township / Civil Division	SHIELDS
Census Block Group	2
Census Block	2038
Census Tract	863300

Owner

Source: Lake County records · APN 12-21-107-030

Assessment roll updated April 29, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	108 E NORTH AVE, LAKE BLUFF, IL 60044-2134
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2023	Deed of Trust, Mortgage · SBA Mortgage BUSEY BANK
Nov 15, 2022	Deed of Trust, Mortgage · Line of Credit CORNERSTONE NATIONAL BANK & TRUST CO
Jan 29, 2018	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK WESTERN MICHIGAN
Nov 23, 2021	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Jul 19, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 19, 2023 · Amount on Record
Deed Sale	Jul 19, 2023 · Amount on Record
Prior Sale	Nov 23, 2021 · Amount on Record
Deed Document Number	20237985408
Prior Transfer Date	Oct 11, 2021
Prior Transfer Doc	0007985408
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	108 E NORTH AVE, LAKE BLUFF, IL 60044-2134
Transaction Type	Mortgage
Record Updated	Aug 03, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 E NORTH AVE, LAKE BLUFF, IL 60044-2134

Mortgage

Document Number	0007986279
Date	Jul 25, 2023
Instrument	7986279

Lender

Name	BUSEY BANK
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	SBA Mortgage
Amount	Amount Recorded

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	108 E NORTH AVE, LAKE BLUFF, IL 60044-2134
Transaction Type	Mortgage
Record Updated	Nov 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 E NORTH AVE, LAKE BLUFF, IL 60044-2134

Mortgage

Document Number	0007944146
Date	Nov 15, 2022
Instrument	7944146

Lender

Name	CORNERSTONE NATIONAL BANK & TRUST CO
Type	Bank
Address	PALATINE, IL 60067

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 14, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	108 E NORTH AVE, LAKE BLUFF, IL 60044-2134
Transaction Type	Mortgage
Record Updated	Aug 05, 2022
Title Company	FIRST AMERICAN MORTGAGE SERV

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007460612
Date	Jan 29, 2018
Instrument	7460612

Lender

Name	FIFTH THIRD BANK WESTERN MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 25, 2048

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Nov 23, 2021
Property Address	108 E NORTH AVE, LAKE BLUFF, IL 60044-2134
Document Number	0007847613
Map Reference	DOC 61381
Instrument Date	Oct 11, 2021
Instrument	7847613
Transaction Type	Transfer
Record Updated	Aug 05, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,080.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	108 E NORTH AVE, LAKE BLUFF, IL 60044-2134

Mortgage

Document Number	0007847614
Date	Nov 23, 2021
Instrument	7847614

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Jul 19, 2023
Property Address	108 E NORTH AVE, LAKE BLUFF, IL 60044-2134
Document Number	0007985408
Map Reference	DOC 61381
Instrument Date	Oct 11, 2021
Instrument	7985408
Transaction Type	Transfer
Record Updated	Jul 28, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	108 E NORTH AVE, LAKE BLUFF, IL 60044-2134

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated April 29, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Shields Township
Municipality	Lake Bluff Village
Elementary School District	Lake Bluff Elementary School District 65 (KG - 08)
Secondary School District	Lake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$363,943 (+30.04%) Land $90,395 Building $273,548	$1,091,938 (+30.04%) Land $271,212 Building $820,726
2024	$22,433.00 (+22.87%)
2023	$18,258.00 (+3.62%)	$279,864 (+5.97%) Land $69,512 Building $210,352	$839,676 (+5.97%) Land $208,557 Building $631,119
2022	$17,620.00	$264,107 Land $65,598 Building $198,509	$792,401 Land $196,814 Building $595,587

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (17097C), updated February 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170978633002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Aug 1983, tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 313 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
AT&T	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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