112 E North Ave, Lake Bluff, IL 60044 Property Records

Lake County property record for 112 E North Ave, Lake Bluff, IL 60044 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,853 sqft · built 1890
Lot Size	0.187 acres (8,124 sqft)
Owner	Company Name on File
Last Sale	$810,000 (Jul 2021)
Tax Bill	$20,389 (2024)
Deeds & Mortgages	Jul 2021 Sale Sep 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-21-107-031`

Property Details

APN / Parcel Number

Primary APN	`12-21-107-031`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,853 sqft Living Area
Gross Area	4,230 sqft
1st Floor Area	1,674 sqft
Upper Floors Area	1,179 sqft
Basement Area	1,377 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,124 sqft (0.187 acres)
Garage Type	Detached
Garage Area	594 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	81 sqft
Patio Area	188 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	112 E NORTH AVE
City	LAKE BLUFF
State	IL
Zip	60044-2134
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGE OF LAKE BLUFF NORTH ADD LOT 15 BLOCK 42
Legal Subdivision	VILLAGE OF LAKE BLUFF NORTH ADD
Legal Block	42
Legal Lot Number	15
Jurisdiction	LAKE IL
Township / Civil Division	SHIELDS
Census Block Group	2
Census Block	2038
Census Tract	863300

Owner

Source: Lake County records · APN 12-21-107-031

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	112 E NORTH AVE, LAKE BLUFF, IL 60044-2134
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2021	Deed, Transfer CHICAGO TITLE
Sep 27, 2019	Deed of Trust, Mortgage · ARM CROSSCOUNTRY MORTGAGE INC
Aug 19, 2019	Deed of Trust, Mortgage · Line of Credit ALLIANT CU
Apr 18, 2017	Warranty Deed, Transfer · ARM PERL MORTGAGE INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 27, 2021 · Amount on Record
Deed Sale	Jul 27, 2021 · Amount on Record
Prior Sale	Apr 18, 2017 · Amount on Record
Deed Document Number	20217812013
Record Updated	Jun 08, 2026

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	LAKE IL
Recording Date	Jul 27, 2021
Property Address	112 E NORTH AVE, LAKE BLUFF, IL 60044-2134
Document Number	0007812013
Map Reference	DOC 33760
Instrument Date	Jun 10, 2021
Instrument	7812013
Transaction Type	Transfer
Record Updated	Jun 07, 2023
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Tax	$810.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	263 E NORTH AVE, 263, LAKE BLUFF, IL 60044-2135

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 E NORTH AVE, LAKE BLUFF, IL 60044-2134

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	112 E NORTH AVE, LAKE BLUFF, IL 60044-2134
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007596088
Date	Sep 27, 2019
Instrument	7596088

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Sep 01, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Max Rate	8.87%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	112 E NORTH AVE, LAKE BLUFF, IL 60044-2134
Document Number	0007596861
Instrument Date	Aug 19, 2019
Transaction Type	Mortgage
Record Updated	Oct 17, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	112 E NORTH AVE LAKE BLUFF IL 600442134, LAKE BLUFF, IL 60044-2134

Mortgage

Document Number	0007596861
Date	Oct 01, 2019
Instrument	7596861

Lender

Name	ALLIANT CU
Type	Credit Union
Address	SIOUX CITY, IA 51106

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Apr 18, 2017
Property Address	112 E NORTH AVE, LAKE BLUFF, IL 60044-2134
Document Number	0007387265
Map Reference	DOC33760
Instrument Date	Apr 10, 2017
Instrument	7387265
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	PROPER TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$730.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	112 E NORTH AVE, LAKE BLUFF, IL 60044-2134

Mortgage

Document Number	0007387266
Date	Apr 18, 2017
Instrument	7387266

Lender

Name	PERL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	May 01, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

Mortgage

Document Number	0007387267
Date	Apr 18, 2017
Instrument	7387267

Lender

Name	PERL MORTGAGE INC
Type	Mortgage Company
Address	CHICAGO, IL 60618

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 01, 2037

Interest

Rate	5.87%

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Shields Township
Municipality	Lake Bluff Village
Elementary School District	Lake Bluff Elementary School District 65 (KG - 08)
Secondary School District	Lake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$358,825 (+39.29%) Land $119,400 Building $239,425	$1,076,583 (+39.29%) Land $358,236 Building $718,347
2024	$20,389.00 (+21.57%)
2023	$16,772.00 (+10.4%)	$257,603 (+5.97%) Land $100,997 Building $156,606	$772,886 (+5.97%) Land $303,021 Building $469,865
2022	$15,192.00	$243,099 Land $95,310 Building $147,789	$729,370 Land $285,959 Building $443,411

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (17097C), updated February 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170978633002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Aug 1983, tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 313 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
AT&T	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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