116 E Lafayette Rd, Inlet Beach, FL 32461 Property Records

Walton County property record for 116 E Lafayette Rd, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,573 sqft · built 2022
Lot Size	0.133 acres (5,837 sqft)
Owner	Individual Name on File
Last Sale	$461,800 (Jun 2022)
Tax Bill	$3,921 (2024)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Mar 2021 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`24-3S-18-16121-000-0590`

Property Details

APN / Parcel Number

Primary APN	`24-3S-18-16121-000-0590`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,573 sqft Living Area
Gross Area	2,247 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2022
Exterior Material	Fiber Cement Siding
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	5,837 sqft (0.133 acres)
Lot Dimensions	13.3 ft deep x 3.8 ft wide
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	116 E LAFAYETTE RD
City	INLET BEACH
State	FL
Zip	32461-8639
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 59 WATERSOUND ORIGINS- NATUREWALK PH 2 PB 23-1 OR 3185-3582
Legal Phase	2
Legal Lot Number	59
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2019
Census Tract	950610

Owner

Source: Walton County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	116 E LAFAYETTE RD, INLET BEACH, FL 32461-8639
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2022	Special Warranty Deed, Transfer · Conventional Mortgage CITY NATIONAL BANK
Mar 2, 2021	Special Warranty Deed, Transfer · Commercial Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 1, 2022 · Amount on Record
Deed Sale	Jun 1, 2022 · Amount on Record
Deed Document Number	20220025807
Deed Book / Page	3254 / 2464
Record Updated	Jun 8, 2026

June 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jun 1, 2022
Property Address	116 E LAFAYETTE RD, INLET BEACH, FL 32461-8639
Document Number	0032542464
Book / Page	3254 / 2464
Map Reference	MB 23 PG 1-5
Instrument Date	May 31, 2022
Instrument	20220025807
Transaction Type	Transfer
Record Updated	Feb 21, 2023
Title Company	K TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,232.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 NE 1ST ST, DELRAY BEACH, FL 33444-3807

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 E LAFAYETTE RD, INLET BEACH, FL 32461-8639

Mortgage

Document Number	0032542466
Date	Jun 1, 2022
Instrument	3254/2466

Lender

Name	CITY NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

March 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 2, 2021
Property Address	116 E LAFAYETTE RD, INLET BEACH, FL 32461-8639
Document Number	0031853582
Book / Page	3185 / 3582
Map Reference	MB 22 PG 50-52
Instrument Date	Feb 26, 2021
Instrument	20210009956
Transaction Type	Transfer
Record Updated	Feb 21, 2023
Title Company	WATERSOUND TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$16,287.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	130 N RICHARD JACKSON BLVD STE 200, 200, PANAMA CITY BEACH, FL 32407-2669

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 NE 1ST ST, DELRAY BEACH, FL 33444-3807
Investor	Possibly a Property Investor

Mortgage

Document Number	0031853596
Date	Mar 2, 2021
Instrument	3185/3596

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$587,065 (+29.31%) Land $150,000 Building $437,065	$587,065 (+29.31%) Land $150,000 Building $437,065
2024	$3,921.00 (+3.81%)
2023	$3,777.00 (+196.7%) Homeowner's exemption	$454,009 (+230.27%) Land $123,842 Building $330,167	$454,009 (+230.27%) Land $123,842 Building $330,167
2022	$1,273.00	$137,465 Land $137,465	$137,465 Land $137,465

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 412 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	412 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 55% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Fiber	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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