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92 E Lafayette Rd, Inlet Beach, FL 32461 Property Records

Walton County property record for 92 E Lafayette Rd, Inlet Beach, FL 32461 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 2021
Square Footage1,855 sqft Living Area
Lot Size5,489 sqft (0.126 acres)
OccupancyOwner Occupied
Last Sale$760,000 (2023)
Tax Bill$5,084.00 (2025)

Property Details

APN / Parcel Number

Primary APN24-3S-18-16121-000-0550
Alternative APN
  • 24-318-16121-000-0550

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,855 sqft Living Area
Gross Area2,710 sqft Gross Area
1st Floor1,855 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialConcrete Exterior
Roof ConstructionCathedral/Clerestory Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area5,489 sqft (0.126 acres)
Depth X Width133 ft x 39 ft Depth x Width
Garage TypeAttached Garage
Garage Area420 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address92 E LAFAYETTE RD
CityINLET BEACH
StateFL
Zip32461-8639
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 55 WATERSOUND ORIGINS- NATUREWALK PH 2 PB 23-1 OR 3199-3152 OR 3229-3433 OR 3239-4130 OR 3239-4130 OR 3305-4901
Legal Range018
Legal Township03S
Legal Section24
Legal SubdivisionWATERSOUND ORIGINSNATUREWALK PHASE 2
Legal Phase2
Legal Block5
Legal Lot Number55
JurisdictionWALTON FL
Minor Civil DivisionWALTON BEACHES
Census Blockgroup2
Census Block2019
Census Tract950610

Owner

Source: Walton County records · APN 24-3S-18-16121-000-0550

Assessment roll updated December 3, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address92 E LAFAYETTE RD, INLET BEACH, FL 32461-8639
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Oct 25, 2023Warranty Deed, Transfer
SCENIC TITLE, SCENIC TITLE LLC
Nov 07, 2022Deed of Trust, Mortgage · Line of Credit
RIVER BANK & TRUST
Feb 22, 2022Warranty Deed, Transfer · Conventional Mortgage
RIVER BANK & TRUST
Dec 15, 2021Special Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 25, 2023 · Amount on Record
Deed SaleOct 25, 2023 · Amount on Record
Prior SaleFeb 22, 2022 · Amount on Record
Deed Doc Number202338623
Deed Book / Page3305 / 4901
Record RefreshedSep 20, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateOct 25, 2023
Property Address92 E LAFAYETTE RD, INLET BEACH, FL 32461-8639
Document Number0033054901
Book / Page3305 / 4901
Map ReferenceMB 23 PG 1-5
Instrument DateOct 23, 2023
Instrument20230038623
Transaction TypeTransfer
Record UpdatedNov 09, 2023
Title CompanySCENIC TITLE, SCENIC TITLE LLC

Transaction

AmountAmount Recorded
Tax$5,320.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address92 E LAFAYETTE RD, ALYS BEACH, FL 32461-8639

Transferred To (Grantee/Buyer)

NameVerified Name
Address92 E LAFAYETTE RD, ALYS BEACH, FL 32461-8639

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address92 E LAFAYETTE RD, INLET BEACH, FL 32461-8639
Transaction TypeMortgage
Record UpdatedFeb 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address215 TWIN LAKES DR, PANAMA CITY, FL 32413-1413

Mortgage

Document Number0032721533
DateNov 07, 2022
Book Page3272/1533
Instrument20220048879
Lender
NameRIVER BANK & TRUST
TypeBank
AddressPRATTVILLE, AL 36066
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueNov 06, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateFeb 22, 2022
Property Address92 E LAFAYETTE RD, INLET BEACH, FL 32461-8639
Document Number0032394130
Book / Page3239 / 4130
Map ReferenceMB 23 PG 1-5
Instrument DateFeb 18, 2022
Instrument20220008188
Transaction TypeTransfer
Record UpdatedFeb 21, 2023
Title CompanySOUTH OAK TITLE LLC, SOUTH OAK TTL LLC SANIA ROSA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,845.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address12805 US HIGHWAY 98 E # ER101, ER101, INLET BEACH, FL 32461-9630

Transferred To (Grantee/Buyer)

NameVerified Name
Address92 E LAFAYETTE RD, INLET BEACH, FL 32461-8639

Mortgage

Document Number0032394132
DateFeb 22, 2022
Instrument3239/4132
Lender
NameRIVER BANK & TRUST
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

December 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionWALTON FL
Recording DateDec 15, 2021
Property Address92 E LAFAYETTE RD, INLET BEACH, FL 32461-8639
Document Number0032293433
Book / Page3229 / 3433
Map ReferenceMB 23 PG 1
Instrument DateDec 14, 2021
Instrument20210061807
Transaction TypeTransfer
Record UpdatedFeb 21, 2023
Title CompanyK TITLE COMPANY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,801.70
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address105 NE 1ST ST, DELRAY BEACH, FL 33444-3807

Transferred To (Grantee/Buyer)

NameVerified Name
Address92 E LAFAYETTE RD, INLET BEACH, FL 32461-8639

Mortgage

Document Number0032293435
DateDec 15, 2021
Instrument3229/3435
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated December 3, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,084.00 (+1.95%)$601,267 (+28.01%)$661,419 (+40.82%) Land $150,000 Building $511,419
2024$4,987.00 (+27.25%)
2023$3,919.00 (-12.41%) Homeowner's exemption$469,696 (-3.26%) Land $123,842 Building $345,854$469,696 (-3.26%) Land $123,842 Building $345,854
2022$4,474.00$485,522 Land $137,465 Building $348,057$485,522 Land $137,465 Building $348,057

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Walton County (12131C), updated June 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone A
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationNot determined for this zone

Wildfire

Wildfire RiskHigh
above 78% of the US · above 66% of Florida
Wildfire LikelihoodAbout 1 in 362 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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