106 E Lafayette Rd, Inlet Beach, FL 32461 Property Records

Walton County property record for 106 E Lafayette Rd, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,693 sqft · built 2021
Lot Size	0.134 acres (5,837 sqft)
Owner	2 Individual Names on File
Last Sale	$900,000 (Apr 2022)
Tax Bill	$5,117 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Oct 2021 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`24-3S-18-16121-000-0570`

Property Details

APN / Parcel Number

Primary APN	`24-3S-18-16121-000-0570`
Alternative APN	`24-318-16121-000-0570`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,693 sqft Living Area
Gross Area	2,391 sqft
1st Floor Area	1,693 sqft
Flooring	Tile

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	5,837 sqft (0.134 acres)
Lot Dimensions	133 ft deep x 38 ft wide
Garage Type	Attached
Garage Area	422 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	106 E LAFAYETTE RD
City	INLET BEACH
State	FL
Zip	32461-8639
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 57 WATERSOUND ORIGINS- NATUREWALK PH 2 PB 23-1 OR 3185-3582 OR 3221-616 OR 3246-1680
Legal Range	018
Legal Township	03S
Legal Section	24
Legal Subdivision	WATERSOUND ORIGINSNATUREWALK PHASE 2
Legal Phase	2
Legal Block	5
Legal Lot Number	57
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2019
Census Tract	950610

Owner

Source: Walton County records · APN 24-3S-18-16121-000-0570

Assessment roll updated December 3, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2212 GREYSTONE LN, TALLAHASSEE, FL 32312-6004
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 04, 2022	Warranty Deed, Transfer · Conventional Mortgage INOVA FCU
Oct 18, 2021	Special Warranty Deed, Transfer · Conventional Mortgage CTC MORTGAGE COMPANY LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 04, 2022 · Amount on Record
Deed Sale	Apr 04, 2022 · Amount on Record
Prior Sale	Oct 18, 2021 · Amount on Record
Deed Document Number	202215868
Deed Book / Page	3246 / 1680
Record Updated	Sep 20, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Apr 04, 2022
Property Address	106 E LAFAYETTE RD, INLET BEACH, FL 32461-8639
Document Number	0032461680
Book / Page	3246 / 1680
Map Reference	MB 23 PG 1
Instrument Date	Mar 31, 2022
Instrument	20220015868
Transaction Type	Transfer
Record Updated	Feb 21, 2023
Title Company	EMERALD COAST TITLE SERVICES INC, EMERALD COAST TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$6,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	106 E LAFAYETTE RD, INLET BEACH, FL 32461-8639

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2212 GREYSTONE LN, TALLAHASSEE, FL 32312-6004

Mortgage

Document Number	0032461682
Date	Apr 04, 2022
Instrument	3246/1682

Lender

Name	INOVA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Apr 01, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.75%
Index	Other
Max Rate	7.75%

October 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Oct 18, 2021
Property Address	106 E LAFAYETTE RD, INLET BEACH, FL 32461-8639
Document Number	0032210616
Book / Page	3221 / 616
Map Reference	MB 23 PG 1
Instrument Date	Oct 12, 2021
Instrument	20210051889
Transaction Type	Transfer
Record Updated	Feb 21, 2023
Title Company	K TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,344.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 NE 1ST ST, DELRAY BEACH, FL 33444-3807

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 E LAFAYETTE RD, INLET BEACH, FL 32461-8639

Mortgage

Document Number	0003221618
Date	Oct 18, 2021
Instrument	3221/618

Lender

Name	CTC MORTGAGE COMPANY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated December 3, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,117.00 (+10.52%)	$610,667 (+40.24%) Land $150,000 Building $460,667	$610,667 (+40.24%) Land $150,000 Building $460,667
2024	$4,630.00 (+17.04%)
2023	$3,956.00 (-5.36%)	$435,435 (-3.46%) Land $123,842 Building $311,593	$435,435 (-3.46%) Land $123,842 Building $311,593
2022	$4,180.00	$451,046 Land $137,465 Building $313,581	$451,046 Land $137,465 Building $313,581

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 412 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	412 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · other causes

Wildfire

Wildfire Risk	High above 77% of the US · above 65% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Fiber	1,000 / 50

Based on FCC filings for 126 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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