116 E 45th St, Tacoma, WA 98404 Property Records

Pierce County property record for 116 E 45th St, Tacoma, WA 98404

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 800 sqft · built 1947
Lot Size	0.164 acres (7,128 sqft)
Owner	Individual Name on File
Last Sale	$268,000 (Dec 2019)
Tax Bill	$3,642 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`747002-0-940`

Property Details

APN / Parcel Number

Primary APN	`747002-0-940`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	800 sqft Living Area
1st Floor Area	800 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1947
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,128 sqft (0.164 acres)
Lot Width	54.5 ft Width
Garage Type	Detached
Garage Area	444 sqft
Parking Spaces	2 Parking Spaces
Patio Area	239 sqft
Storage Building	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	116 E 45TH ST
City	TACOMA
State	WA
Zip	98404-1425
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	SECTION 16 TOWNSHIP 20 RANGE 03 QUARTER 43 1ST SCHOOL LD ADD W 54.5 FT OF E 154.5 FT OF N 132.19 FT OF B 68
Legal Range	03
Legal Township	20
Legal Section	16
Legal Subdivision	1ST SCHOOL LD ADD
Legal Block	68
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1013
Census Tract	62400

Owner

116 E 45th St is owned and occupied by an individual who bought it in December 2019.

Source: Pierce County records, as of September 25, 2026

Owner of Record	Individual Name on File
Mailing Address	116 E 45TH ST, TACOMA, WA 98404-1425
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIDELITY NATIONAL TITLE
Jul 27, 2020	Deed of Trust, Mortgage FIRST HM BK
Dec 6, 2019	Warranty Deed, Transfer · FHA Mortgage FIRST HOME BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2019 · Amount on File
Deed Sale	Dec 6, 2019 · Amount on File
Prior Sale	May 27, 2016 · Amount on File
Deed Document Number	2019740
Prior Transfer Date	Oct 21, 2014
Prior Transfer Doc	0000000038
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Recording Date	Sep 16, 2026
Property Address	116 E 45TH ST, TACOMA, WA 98404-1425
Document Number	0000000582
Instrument Date	Aug 28, 2026
Instrument	2026582
Transaction Type	Mortgage
Record Updated	Sep 25, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 E 45TH ST, TACOMA, WA 98404-1425

Mortgage

Document Number	0000000582,
Date	Sep 16, 2026
Instrument	2026582

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Max Rate	-1%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	116 E 45TH ST, TACOMA, WA 98404-1425
Document Number	2007310377
Instrument Date	Jul 27, 2020
Transaction Type	Mortgage
Record Updated	Aug 12, 2020
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 E 45TH ST TACOMA WA 984041425, TACOMA, WA 98404-1425

Mortgage

Document Number	2007310377
Date	Jul 31, 2020
Instrument	202007310377

Lender

Name	FIRST HM BK
Type	Bank
Address	SEMINOLE, FL 33772

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2050

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Dec 6, 2019
Property Address	116 E 45TH ST, TACOMA, WA 98404-1425
Document Number	0012060740
Instrument Date	Dec 2, 2019
Instrument	201912060740
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	WFG NATL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,770.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 E 45TH ST, TACOMA, WA 98404-1425

Mortgage

Document Number	0012060741
Date	Dec 6, 2019
Instrument	201912060741

Lender

Name	FIRST HOME BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 116 E 45th St was $3,642, up 3.4% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Municipality	Tacoma City
Unified School District	Tacoma Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$351,100 Land $194,000 Building $157,100	$351,100 Land $194,000 Building $157,100
2025	$3,642.00 (+3.38%)
2024	$3,523.00 (-1.12%)	$316,200 (-7.76%) Land $174,300 Building $141,900	$316,200 (-7.76%) Land $174,300 Building $141,900
2023	$3,563.00	$342,800 Land $182,500 Building $160,300	$342,800 Land $182,500 Building $160,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 116 E 45th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 116 E 45th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TACOMA WATER DIVISION serves 446,245 people · EPA ID WA5386800
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Nearby Properties on E 45th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures