108 E 45th St, Tacoma, WA 98404 Property Records

Pierce County property record for 108 E 45th St, Tacoma, WA 98404

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,368 sqft · built 1917
Lot Size	0.144 acres (6,250 sqft)
Owner	Individual Name on File
Last Sale	$267,300 (Jan 2026)
Tax Bill	$4,186 (2026)
Deeds & Mortgages	Jan 2026 Sale Jan 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`747002-0-980`

Property Details

APN / Parcel Number

Primary APN	`747002-0-980`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,368 sqft Living Area
Gross Area	1,440 sqft
1st Floor Area	936 sqft
Upper Floors Area	432 sqft
Attic	Attic
Attic Area	432 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1917
Effective Year Built	Effective 2016
Exterior Material	Frame Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,250 sqft (0.144 acres)
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	60 sqft
Deck Area	72 sqft
Patio Area	72 sqft
Shed	1 Shed
Shed Area	432 sqft
Storage Building	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	108 E 45TH ST
City	TACOMA
State	WA
Zip	98404-1425
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	SECTION 16 TOWNSHIP 20 RANGE 03 QUARTER 43 1ST SCHOOL LD ADD E 50 FT OF W 104.69 FT OF N 125 FT OF B 68
Legal Range	03
Legal Township	20
Legal Section	16
Legal Subdivision	1ST SCHOOL LD ADD
Legal Block	68
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1013
Census Tract	62400

Owner

108 E 45th St is owned by an individual who bought it in January 2026.

Source: Pierce County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	1151 S 34TH ST, TACOMA, WA 98418-4006
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2026	Special Warranty Deed, Transfer WFT NATIONAL TITLE, WFG NATIONAL TITLE
Jan 28, 2022	Intrafamily Transfer, Transfer · FHA Mortgage CALIBER HOME LOANS INC
Aug 13, 2018	Loan Modification, Mortgage · FHA Mortgage HOMESTREET BK
Aug 13, 2018	Deed of Trust, Mortgage · FHA Mortgage SECRETARY/HSNG & URBAN DEV
Apr 14, 2017	Warranty Deed, Transfer · FHA Mortgage HOMESTREET BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 7, 2026 · Amount on File
Deed Sale	Jan 7, 2026 · Amount on File
Prior Sale	Apr 8, 2025 · Amount on File
Deed Document Number	202686
Prior Transfer Date	Apr 3, 2025
Prior Transfer Doc	0000000016
Record Updated	Oct 29, 2026

January 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Jan 7, 2026
Property Address	108 E 45TH ST, TACOMA, WA 98404-1425
Document Number	0001070086
Map Reference	VOL 7 PG 77
Instrument Date	Dec 12, 2025
Instrument	202601070086
Transaction Type	Transfer
Record Updated	Jan 15, 2026
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$4,276.80
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	75 BEATTIE PL STE 300, 300, GREENVILLE, SC 29601-2138

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1151 S 34TH ST, TACOMA, WA 98418-4006

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PIERCE WA
Recording Date	Jan 28, 2022
Property Address	108 E 45TH ST, TACOMA, WA 98404-1425
Document Number	0001280139
Map Reference	VOL 7 PG 77
Instrument Date	Jan 14, 2022
Instrument	202201280139
Transaction Type	Transfer
Record Updated	Feb 9, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 E 45TH ST, TACOMA, WA 98404-1425

Mortgage

Document Number	0001280140
Date	Jan 28, 2022
Instrument	202201280140

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PIERCE WA
Property Address	108 E 45TH ST, TACOMA, WA 98404-1425
Document Number	1809040006
Instrument Date	Aug 13, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 E 45TH ST TACOMA WA 984041425, TACOMA, WA 98404-1425

Mortgage

Document Number	1809040006
Date	Sep 4, 2018
Instrument	201809040006

Lender

Name	HOMESTREET BK
Type	Bank
Address	FEDERAL WAY, WA 98003

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 3, 2048

Interest

Rate	4.75%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	108 E 45TH ST, TACOMA, WA 98404-1425
Document Number	1808290006
Instrument Date	Aug 13, 2018
Transaction Type	Mortgage
Record Updated	Sep 11, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 E 45TH ST TACOMA WA 984041425, TACOMA, WA 98404-1425

Mortgage

Document Number	1808290006
Date	Aug 29, 2018
Instrument	201808290006

Lender

Name	SECRETARY/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 28, 2048

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Apr 14, 2017
Property Address	108 E 45TH ST, TACOMA, WA 98404-1425
Document Number	0004140657
Map Reference	VOL7 PG77
Instrument Date	Apr 13, 2017
Instrument	201704140657
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,129.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 E 45TH ST, TACOMA, WA 98404-1425

Mortgage

Document Number	0004140658
Date	Apr 14, 2017
Instrument	201704140658

Lender

Name	HOMESTREET BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 108 E 45th St was $4,186, up 3.1% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Municipality	Tacoma City
Unified School District	Tacoma Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,186.00 (+3.1%)	$382,100 (+2.52%) Land $188,900 Building $193,200	$382,100 (+2.52%) Land $188,900 Building $193,200
2025	$4,060.00 (+4.02%)	$372,700 (+6.36%) Land $178,400 Building $194,300	$372,700 (+6.36%) Land $178,400 Building $194,300
2024	$3,903.00 (-1.31%)	$350,400 (-7.96%) Land $169,600 Building $180,800	$350,400 (-7.96%) Land $169,600 Building $180,800
2023	$3,955.00	$380,700 Land $176,700 Building $204,000	$380,700 Land $176,700 Building $204,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 108 E 45th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 108 E 45th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TACOMA WATER DIVISION serves 446,245 people · EPA ID WA5386800
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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