116 Covington Ct, Ridgeland, MS 39157 Property Records

Madison County property record for 116 Covington Ct, Ridgeland, MS 39157

Property Summary

Property Type	Single Family Home
Details	4 bd · 7 ba · 3,762 sqft · built 1996
Lot Size	0.017 acres (779 sqft)
Owner	Individual Name on File
Last Sale	$447,700 (Mar 2021)
Tax Bill	$2,988 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`071F-24C-013`

Property Details

APN / Parcel Number

Primary APN	`071F-24C-013`
Alternative APNs	`071F-24C-013/00.00` `5568`

Interior

Bedrooms	4 Beds
Full Baths	7 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,762 sqft Adjusted Area
Gross Area	2,460 sqft
1st Floor Area	2,460 sqft
2nd Floor Area	738 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Asphalt
Lot Area	779 sqft (0.017 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	5568
Street Address	116 COVINGTON CT
City	RIDGELAND
State	MS
Zip	39157-8706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 CANTERBURY PART I LESS STRIP OFF W/S & 779 SQ FT OFF LOT 7
Legal Range	01E
Legal Township	07N
Legal Section	24
Legal Subdivision	CANTERBURY PT 1
Legal Lot Number	8,7
Jurisdiction	MADISON MS
Township / Civil Division	3
Census Block Group	1
Census Block	1020
Census Tract	30205

Owner

116 Covington Ct is owned and occupied by an individual who bought it in March 2021.

Source: Madison County records, as of December 2, 2025

Owner of Record	Individual Name on File
Mailing Address	116 COVINGTON CT, RIDGELAND, MS 39157-8706
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMERCIAL BANK
Oct 1, 2018	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2021 · Amount on File
Deed Sale	Mar 31, 2021 · Amount on File
Prior Sale	May 22, 2009 · Amount on File
Deed Document Number	2021922212
Deed Book / Page	4014 / 314
Prior Transfer Date	Mar 23, 2016
Prior Transfer Doc	3320/0450
Record Updated	Jun 8, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Mar 31, 2021
Property Address	116 COVINGTON CT, RIDGELAND, MS 39157-8706
Document Number	4014/314
Book / Page	4014 / 314
Map Reference	CAB C SL 111
Instrument Date	Mar 19, 2021
Instrument	922212
Transaction Type	Transfer
Record Updated	Aug 18, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18 OCEAN ST APT 124, 18, SOUTH PORTLAND, ME 04106-2886

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	116 COVINGTON CT, RIDGELAND, MS 39157-8706

Mortgage

Document Number	922213
Date	Mar 31, 2021
Instrument	922213

Lender

Name	FIRST COMMERCIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	116 COVINGTON CT, RIDGELAND, MS 39157-8706
Document Number	0000852946
Instrument Date	Oct 1, 2018
Transaction Type	Mortgage
Record Updated	Nov 8, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 COVINGTON CT RIDGELAND MS 391578706, RIDGELAND, MS 39157-8706

Mortgage

Document Number	0000852946
Date	Oct 29, 2018
Book Page	003660/000905
Instrument	852946

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-4360

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Oct 28, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 116 Covington Ct was $2,988 with a homeowner's exemption.

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Ridgeland City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,988.00 Homeowner's exemption	$30,518	$305,180 Land $50,000 Building $255,180
2024	$2,988.00
2023	$2,988.00 Homeowner's exemption	$30,518	$305,180 Land $50,000 Building $255,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 116 Covington Ct in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2000.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	5 (2000–2017)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Apr 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 116 Covington Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIDGELAND serves 24,340 people · EPA ID MS0450013
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: NETSPEEDMS, T-Mobile, Verizon.

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