106 Covington Ct, Ridgeland, MS 39157 Property Records

Madison County property record for 106 Covington Ct, Ridgeland, MS 39157

Property Summary

Property Type	Single Family Home
Details	4 bd · 7 ba · 3,978 sqft · built 1995
Lot Size	0.352 acres (15,338 sqft)
Owner	Individual Name on Record
Last Sale	$339,150 (Nov 2023)
Tax Bill	$2,837 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Nov 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`071F-24C-018`

Property Details

APN / Parcel Number

Primary APN	`071F-24C-018`
Alternative APNs	`071F-24C-018/00.00` `5573`

Interior

Bedrooms	4 Beds
Full Baths	7 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,978 sqft Adjusted Area
Gross Area	2,564 sqft
1st Floor Area	2,564 sqft
2nd Floor Area	1,329 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Asphalt
Lot Area	15,338 sqft (0.352 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	5573
Street Address	106 COVINGTON CT
City	RIDGELAND
State	MS
Zip	39157-8706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 CANTERBURY PART 1 C@111
Legal Range	01E
Legal Township	07N
Legal Section	24
Legal Subdivision	CANTERBURY PT 1
Legal Lot Number	13
Jurisdiction	MADISON MS
Township / Civil Division	3
Census Block Group	1
Census Block	1020
Census Tract	30205

Owner

Source: Madison County records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	106 COVINGTON CT, RIDGELAND, MS 39157-8706
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Deed of Trust, Mortgage · Line of Credit MEMBERS EXCHANGE FEDERAL CREDIT UNION
Nov 2, 2023	Warranty Deed, Transfer · Conventional Mortgage ALLY CAPITAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2023 · Amount on Record
Deed Sale	Nov 2, 2023 · Amount on Record
Prior Sale	Mar 15, 2010 · Amount on Record
Deed Document Number	2023994344
Deed Book / Page	4384 / 933
Prior Transfer Date	May 26, 2008
Prior Transfer Doc	0023220580
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	106 COVINGTON CT, RIDGELAND, MS 39157-8706
Transaction Type	Mortgage
Record Updated	Jan 7, 2026
Title Company	RUCKETT LAND TITLE INC, LUCKETT LAND TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 COVINGTON CT, RIDGELAND, MS 39157-8706

Mortgage

Document Number	004631/107
Date	Dec 19, 2025
Book Page	4631/107
Instrument	1043005

Lender

Name	MEMBERS EXCHANGE FEDERAL CREDIT UNION
Address	RIDGELAND, MS 39157

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 18, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Nov 2, 2023
Property Address	106 COVINGTON CT, RIDGELAND, MS 39157-8706
Document Number	004384/933
Book / Page	4384 / 933
Map Reference	CAB C SL 111
Instrument Date	Oct 3, 2023
Instrument	994344
Transaction Type	Transfer
Record Updated	Nov 16, 2023
Title Company	COVENANT TITLE, COVENANT TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3947 HAWTHORNE DR, JACKSON, MS 39206-5831

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	106 COVINGTON CT, RIDGELAND, MS 39157-8706

Mortgage

Document Number	0000994345
Date	Nov 2, 2023
Instrument	994345

Lender

Name	ALLY CAPITAL CORP
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Ridgeland City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,837.00 Homeowner's exemption	$29,118 (-)	$291,180 (-) Land $50,000 Building $241,180
2024	$2,837.00
2023	$2,837.00 Homeowner's exemption	$29,118 (-)	$291,180 (-) Land $50,000 Building $241,180
2022	$2,837.00 Homeowner's exemption	$29,118	$291,180 Land $50,000 Building $241,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	5 (2000–2017)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Apr 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIDGELAND serves 24,340 people · EPA ID MS0450013
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: NETSPEEDMS, T-Mobile, Verizon.

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