113 Covington Ct, Ridgeland, MS 39157 Property Records

Madison County property record for 113 Covington Ct, Ridgeland, MS 39157

Property Summary

Property Type	Single Family Home
Details	4 bd · 7 ba · 3,589 sqft · built 1994
Lot Size	0.486 acres (21,194 sqft)
Owner	Individual Name on File
Tax Bill	$2,947 (2025)
Deeds & Mortgages	May 2020 Line of Credit May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`071F-24C-010`

Property Details

APN / Parcel Number

Primary APN	`071F-24C-010`
Alternative APNs	`071F-24C-010/00.00` `5565`

Interior

Bedrooms	4 Beds
Full Baths	7 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,589 sqft Adjusted Area
Gross Area	3,137 sqft
1st Floor Area	3,137 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Asphalt
Lot Area	21,194 sqft (0.486 acres)
Patio Area	296 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	5565
Street Address	113 COVINGTON CT
City	RIDGELAND
State	MS
Zip	39157-8739
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 CANTERBURY PART I C@178
Legal Range	01E
Legal Township	07N
Legal Section	24
Legal Subdivision	CANTERBURY PT 1
Legal Lot Number	5
Jurisdiction	MADISON MS
Township / Civil Division	3
Census Block Group	1
Census Block	1020
Census Tract	30205

Owner

113 Covington Ct is owned and occupied by an individual who acquired it in March 2016.

Source: Madison County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	113 COVINGTON CT, RIDGELAND, MS 39157-8739
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2020	Deed of Trust, Mortgage · Line of Credit RENASANT BK
May 4, 2020	Deed of Trust, Mortgage RENASANT BK
Sep 26, 2017	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2016
Deed Sale	Mar 2, 2016
Deed Document Number	2016779142
Deed Book / Page	3310 / 615
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	113 COVINGTON CT, RIDGELAND, MS 39157-8739
Document Number	0000893424
Instrument Date	May 26, 2020
Transaction Type	Mortgage
Record Updated	Aug 12, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 COVINGTON CT RIDGELAND MS 391578739, RIDGELAND, MS 39157-8739

Mortgage

Document Number	0000893424
Date	Jun 16, 2020
Book Page	003866/000872
Instrument	893424

Lender

Name	RENASANT BK
Type	Bank
Address	MADISON, MS 39110

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jun 15, 2030

Interest

Rate Type	Adjustable Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	113 COVINGTON CT, RIDGELAND, MS 39157-8739
Document Number	0000890814
Instrument Date	May 4, 2020
Transaction Type	Mortgage
Record Updated	Jun 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	113 COVINGTON CT RIDGELAND MS 391578739, RIDGELAND, MS 39157-8739

Mortgage

Document Number	0000890814
Date	May 11, 2020
Book Page	003850/000857
Instrument	890814

Lender

Name	RENASANT BK
Type	Bank
Address	BIRMINGHAM, AL 35203

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 10, 2050

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	113 COVINGTON CT, RIDGELAND, MS 39157-8739
Document Number	0000826953
Book / Page	003537 / 000521
Instrument Date	Sep 26, 2017
Transaction Type	Mortgage
Record Updated	Dec 5, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	387 RED EAGLE CIR RIDGELAND MS 391579776, RIDGELAND, MS 39157-9776

Mortgage

Document Number	0000826953
Date	Oct 25, 2017
Book Page	003537/000521
Instrument	826953

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	ALEXANDRIA, VA 22313-9862

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Oct 24, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 113 Covington Ct was $2,947 with a homeowner's exemption.

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Ridgeland City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,947.00 Homeowner's exemption	$30,134	$301,340 Land $50,000 Building $251,340
2024	$2,947.00
2023	$2,947.00 Homeowner's exemption	$30,134	$301,340 Land $50,000 Building $251,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 113 Covington Ct in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2000.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	5 (2000–2017)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Apr 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 113 Covington Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIDGELAND serves 24,340 people · EPA ID MS0450013
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: NETSPEEDMS, T-Mobile, Verizon.

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