Buncombe County property record for 116 Cherry St, Black Mountain, NC 28711
| Property Type | Commercial |
|---|---|
| Details | 4 bd · 1 ba · 1,718 sqft · built 1914 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Company Name on File |
| Last Sale | $675,000 (Apr 2024) |
| Tax Bill | $4,099 (2025) |
| Deeds & Mortgages | Apr 2022 Second Mortgage Apr 2024 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 729047-2020-202 |
| Primary APN | 729047-2020-202 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,718 sqft Gross Area |
| 1st Floor Area | 1,407 sqft |
| Year Built | Built 1914 |
|---|---|
| Effective Year Built | Effective 1914 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Area | 740 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 36 sqft |
| Deck Area | 299 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 729047-2020-202 |
|---|---|
| Street Address | 116 CHERRY ST |
| City | BLACK MOUNTAIN |
| State | NC |
| Zip | 28711-3425 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | CB |
| Legal Description | SUBDIV: BLOCK: LOT: B SECTION: PLAT: 0168-0171 |
| Legal Subdivision | SURVEY FOR KENT & ANNA OTTO |
| Legal Block | 1 |
| Legal Lot Number | B |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | BLACK MOUNTAIN |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 3103 |
Source: Buncombe County records · APN 729047-2020-202
Assessment roll updated September 22, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4815 NC 80, BAKERSVILLE, NC 28705-7126 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Apr 18, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MOUNTAIN BIZCAPITAL INC |
| Apr 03, 2024 | Special Warranty Deed, Transfer · Line of Credit FIRST BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 03, 2024 · Amount on Record |
| Deed Sale | Apr 03, 2024 · Amount on Record |
| Prior Sale | Jul 24, 2019 · Amount on Record |
| Prior Transfer Date | Jul 23, 2020 |
| Prior Transfer Doc | 0059251854 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 116 CHERRY ST, BLACK MOUNTAIN, NC 28711-3425 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 116 CHERRY ST, ASHEVILLE, NC 28801 |
| Document Number | 0062081688 |
|---|---|
| Date | Apr 18, 2022 |
| Book Page | 6208/1688 |
| Name | MOUNTAIN BIZCAPITAL INC |
|---|---|
| Type | Non-Lending Institution |
| Address | ASHEVILLE, NC 28801 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 15, 2042 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Apr 03, 2024 |
| Property Address | 116 CHERRY ST, BLACK MOUNTAIN, NC 28711-3425 |
| Document Number | 0063970589 |
| Book / Page | 6397 / 589 |
| Map Reference | MB 168 PG 171 |
| Instrument Date | Apr 02, 2024 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,350.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4815 NC 80, BAKERSVILLE, NC 28705-7126 |
| Name | Verified Name |
|---|---|
| Address | 116 CHERRY ST, BLACK MOUNTAIN, NC 28711-3425 |
| Document Number | 0006397592 |
|---|---|
| Date | Apr 03, 2024 |
| Instrument | 6397/592 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Buncombe County records · Assessment roll updated September 22, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Municipality | Black Mountain Town |
| Unified School District | Buncombe County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,099.00 (+3.46%) | $472,500 (+13.47%) Land $306,800 Building $165,700 | $472,500 (+13.47%) Land $306,800 Building $165,700 |
| 2024 | $3,962.00 (+16.19%) | ||
| 2023 | $3,410.00 | $416,400 | $416,400 (-11.87%) Land $306,800 Building $109,600 |
| 2021 | $472,500 Land $306,800 Building $165,700 |
Source: FEMA National Flood Hazard Layer as of April 9, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 39 policies |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 30 (1979–2024) |
| Claims Outside the SFHA | 5 of 30 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Black Mountain Downtown Historic District listed 2004 · 57 contributing resources · NRIS 04000570 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, Verizon.
Based on FCC filings for 248 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF BLACK MOUNTAIN serves 11,976 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures