103 Cherry St, Black Mountain, NC 28711 Property Records

Buncombe County property record for 103 Cherry St, Black Mountain, NC 28711

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details2,424 sqft · built 1917
Lot Size0.05 acres (2,178 sqft)
OwnerCompany Name on Record
Last Sale$450,000 (Mar 2020)
Tax Bill$3,321 (2025)
Deeds & MortgagesMar 2020 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN0619-36-2055-00000

Property Details

APN / Parcel Number

Primary APN0619-36-2055-00000
Alternative APN
  • 061910351989000

Interior

Stories1 Story
Building Area2,424 sqft Total Area
Gross Area1,200 sqft
Basement Area1,200 sqft
Unfinished Basement1,200 sqft

Exterior

Year BuiltBuilt 1917
Exterior MaterialBrick
Construction TypeBrick
Lot Area2,178 sqft (0.05 acres)
Deck Area24 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Old Parcel Number061910351989000
Street Address103 CHERRY ST
CityBLACK MOUNTAIN
StateNC
Zip28711-3424
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning CodeDEED DATE:03/25/2020 DEED
Legal DescriptionDEED DATE:03/25/2020 DEED:5878-0352 PLAT:0000-0000
Legal SubdivisionBROADWAY DEV CORP
Legal Lot Number1989
JurisdictionBUNCOMBE NC
Township / Civil DivisionBLACK MOUNTAIN
Census Block Group1
Census Block1000
Census Tract3103

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Black Mountain Downtown Historic District
listed 2004 · 57 contributing resources · NRIS 04000570

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Buncombe County records, as of September 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address103 CHERRY ST, BLACK MOUNTAIN, NC 28711-3424
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 25, 2020 · Amount on Record
Deed SaleMar 25, 2020 · Amount on Record
Deed Document Number0005878352
Deed Book / Page5878 / 352
Record UpdatedJun 7, 2026

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUNCOMBE NC
Recording DateMar 25, 2020
Property Address103 CHERRY ST, BLACK MOUNTAIN, NC 28711-3424
Document Number0058780352
Book / Page5878 / 352
Instrument DateMar 19, 2020
Transaction TypeTransfer
Record UpdatedSep 14, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$900.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address108 CONNALLY ST, 108, BLACK MOUNTAIN, NC 28711-3318

Transferred To (Grantee/Buyer)

NameVerified Name
Address114 ALEXANDER PLZ, SWANNANOA, NC 28778-3002

Mortgage

Document Number58780355
DateMar 25, 2020
Instrument5878/0355
Lender
NameCAROLINA ALLIANCE BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBuncombe County
MunicipalityBlack Mountain Town
Unified School DistrictBuncombe County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,321.00 (+5.93%)$382,800 (-)
2023$3,135.00$382,800$382,800 (-) Land $82,400 Building $300,400
2021$382,800 Land $82,400 Building $300,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 39 policies
Nearby Flood Policies39 in force
Nearby Flood Claims30 (1979–2024)
Claims Outside the SFHA5 of 30
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 16 claims
  • Hurricane Ivan, Sep 2004 · 2 claims
  • Tropical Storm Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BLACK MOUNTAIN
serves 11,976 people · EPA ID NC0111020
Water SourcePurchased surface water from several systems
Last State InspectionMar 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30

May also be available: AT&T, Verizon.

Nearby Properties on Cherry St

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