Buncombe County property record for 107 Cherry St, Black Mountain, NC 28711
| Property Type | Single Family Home |
|---|---|
| Details | 1,788 sqft · built 1950 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $620,000 (Oct 2025) |
| Tax Bill | $2,182 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Jun 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0619-36-2073-00000 |
| Primary APN | 0619-36-2073-00000 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,788 sqft Total Area |
| Basement Area | 720 sqft |
| Unfinished Basement | 720 sqft |
| Year Built | Built 1950 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 3,485 sqft (0.08 acres) |
| Porch | Open Porch |
| Porch Area | 88 sqft |
| Old Parcel Number | 061910352916000 |
|---|---|
| Street Address | 107 CHERRY ST |
| City | BLACK MOUNTAIN |
| State | NC |
| Zip | 28711-3424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DEED DATE: 2022-06-09 DEE |
| Legal Description | DEED DATE: 2022-06-09 DEED: 6228-88 SUBDIV: BLOCK: LOT: SECTION: PLAT: 0000-0000 |
| Legal Lot Number | 2916 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | BLACK MOUNTAIN |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 3103 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Black Mountain Downtown Historic District listed 2004 · 57 contributing resources · NRIS 04000570 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Buncombe County records, as of November 13, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | PO BOX 1249, CONCORD, NC 28026-1249 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 30, 2025 | Warranty Deed, Transfer · Commercial Mortgage FARMERS & MERCHANTS BANK |
| Jun 9, 2022 | Warranty Deed, Transfer · Seller Carry-Back KAYE P LAWS ETUX |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 30, 2025 · Amount on Record |
| Deed Sale | Oct 30, 2025 · Amount on Record |
| Prior Sale | Jun 9, 2022 · Amount on Record |
| Deed Document Number | 0065381467 |
| Deed Book / Page | 6538 / 1467 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Oct 30, 2025 |
| Property Address | 107 CHERRY ST, BLACK MOUNTAIN, NC 28711-3424 |
| Document Number | 0065381467 |
| Book / Page | 6538 / 1467 |
| Map Reference | MB 6228 PG 88 |
| Instrument Date | Oct 30, 2025 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,240.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 44 SKY HIGH DR, BLACK MOUNTAIN, NC 28711-9792 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1249, CONCORD, NC 28026-1249 |
| Document Number | 0065381472 |
|---|---|
| Date | Oct 30, 2025 |
| Instrument | 6538/1472 |
| Name | FARMERS & MERCHANTS BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Jun 9, 2022 |
| Property Address | 107 CHERRY ST, BLACK MOUNTAIN, NC 28711-3424 |
| Document Number | 0062280088 |
| Book / Page | 6228 / 88 |
| Instrument Date | Jun 9, 2022 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $500.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 410 MELODY CIR, SWANNANOA, NC 28778-2214 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 44 SKY HIGH DR, BLACK MOUNTAIN, NC 28711-9792 |
| Document Number | 0000622893 |
|---|---|
| Date | Jun 9, 2022 |
| Instrument | 6228/93 |
| Name | KAYE P LAWS ETUX |
|---|---|
| Type | Seller |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount Recorded |
| Term | 220 Months |
| Due | Oct 9, 2040 |
Source: Buncombe County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Municipality | Black Mountain Town |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,182.00 (+5.97%) | $251,500 (-) | |
| 2023 | $2,059.00 | $251,500 | $251,500 (-) Land $102,300 Building $149,200 |
| 2021 | $251,500 Land $102,300 Building $149,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 39 policies |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 30 (1979–2024) |
| Claims Outside the SFHA | 5 of 30 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BLACK MOUNTAIN serves 11,976 people · EPA ID NC0111020 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, Verizon.
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