Delta County property record for 116 Cedar St, Delta, CO 81416
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,205 sqft · built 1976 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Company Name on Record |
| Last Sale | $279,000 (Sep 2023) |
| Tax Bill | $1,071 (2025) |
| Deeds & Mortgages | Oct 2026 Sale Sep 2026 Mortgage + 2 more |
| Flood Zone | Zone D (undetermined) |
| APN | R011782 |
| Primary APN | R011782 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Building Area | 1,205 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Ranch |
| Exterior Material | Marblecrete |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Cooling System | Package A/C |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | R011782 |
|---|---|
| Street Address | 116 CEDAR ST |
| City | DELTA |
| State | CO |
| Zip | 81416-2201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 116 CEDAR ST DELTA 81416 S: 18 T: 15S R: 95W SUBDIVISION: GARNET MESA SUBDIVISION BLOCK: E LOT: 4 GARNET MESA SUBD DELTA (N134.17, S126.48, E67.0, W67.44) BLOCK E LOT 4 OF RESUB OF PT OF BLK E, G.M. SEC 18 T15S R95W 6PM BK 452 PG 967(R-359147) BK 526 |
| Legal Subdivision | GARNET MESA SUBDIVISION |
| Legal Block | E |
| Legal Lot Number | 4 |
| Jurisdiction | DELTA CO |
| Township / Civil Division | DELTA |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 964900 |
Source: Delta County records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 116 CEDAR ST, DELTA, CO 81416-2201 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Oct 1, 2026 | Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Sep 10, 2026 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION |
| Sep 29, 2023 | Special Warranty Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP |
| Jul 19, 2019 | Beneficiary Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 29, 2023 · Amount on Record |
| Deed Sale | Sep 29, 2023 · Amount on Record |
| Prior Sale | May 3, 2016 · Amount on Record |
| Deed Document Number | 2023749095 |
| Prior Transfer Date | Jul 16, 2019 |
| Prior Transfer Doc | 0000712358 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Oct 1, 2026 |
| Property Address | 116 CEDAR ST, DELTA, CO 81416-2201 |
| Document Number | 0000770428 |
| Instrument Date | Sep 18, 2026 |
| Instrument | 2026770428 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 116 CEDAR ST, DELTA, CO 81416-2201 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Sep 10, 2026 |
| Property Address | 116 CEDAR ST, DELTA, CO 81416-2201 |
| Document Number | 0000770049 |
| Instrument Date | Sep 3, 2026 |
| Instrument | 2026770049 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 116 CEDAR ST, DELTA, CO 81416-2201 |
| Document Number | 0000770049, |
|---|---|
| Date | Sep 10, 2026 |
| Instrument | 2026770049 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Sep 29, 2023 |
| Property Address | 116 CEDAR ST, DELTA, CO 81416-2201 |
| Document Number | 0000749095 |
| Map Reference | DOC 372110 |
| Instrument Date | Sep 29, 2023 |
| Instrument | 749095 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $27.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 116 CEDAR ST, DELTA, CO 81416-2201 |
| Document Number | 0000749096 |
|---|---|
| Date | Sep 29, 2023 |
| Instrument | 749096 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Jul 19, 2019 |
| Property Address | 116 CEDAR ST, DELTA, CO 81416-2201 |
| Document Number | 0000712358 |
| Instrument Date | Jul 16, 2019 |
| Instrument | 712358 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 116 CEDAR ST, DELTA, CO 81416-2201 |
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Municipality | Delta City |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,071.00 (+21.02%) | $15,748 (+17.67%) Land $3,125 Building $12,623 | $251,965 (+26.15%) Land $50,000 Building $201,965 |
| 2024 | $885.00 (+3.87%) | $13,383 (-) Land $2,627 Building $10,756 | |
| 2023 | $852.00 (+13.9%) | $13,383 (+15.48%) Land $2,627 Building $10,756 | $199,742 (+19.79%) Land $39,205 Building $160,537 |
| 2022 | $748.00 | $11,589 Land $3,128 Building $8,461 | $166,742 Land $45,000 Building $121,742 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DELTA serves 8,700 people · EPA ID CO0115205 |
|---|---|
| Water Source | Purchased surface water from PROJECT 7 WA |
| Last State Inspection | Feb 2024 |
| Also Mapped Here | TRI COUNTY WCD |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Elevate Internet Fiber | 6,000 / 6,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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