Delta County property record for 110 Cedar St, Delta, CO 81416
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,680 sqft · built 1976 |
| Lot Size | 0.218 acres (9,496 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $330,000 (Oct 2023) |
| Tax Bill | $1,543 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Oct 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone D (undetermined) |
| APN | R011784 |
| Primary APN | R011784 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,680 sqft Living Area |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Ranch |
| Exterior Material | Other |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,496 sqft (0.218 acres) |
| Cooling System | Package A/C |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | R011784 |
|---|---|
| Street Address | 110 CEDAR ST |
| City | DELTA |
| State | CO |
| Zip | 81416-2201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 110 CEDAR ST DELTA 81416 S: 18 T: 15S R: 95W SUBDIVISION: GARNET MESA SUBDIVISION BLOCK: E LOT: 6 TOTAL AC .218+- GARNET MESA SUBD DELTA (N146.22, S141.82, E67.0, W67.14) BLOCK E LOT 6 RESUBD OF BLK E SEC 18 T15S R95W 6PM BK 451 PG 773(R-357727) BK 4 |
| Legal Subdivision | GARNET MESA SUBDIVISION |
| Legal Block | E |
| Legal Lot Number | 6 |
| Jurisdiction | DELTA CO |
| Township / Civil Division | DELTA |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 964900 |
110 Cedar St is owned by two individuals who bought it in October 2023.
Source: Delta County records, as of May 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 66886 LANDFILL RD, MONTROSE, CO 81401-8361 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 4, 2026 | Deed of Trust, Mortgage · VA Mortgage IMPERIAL LENDING LLC |
| Oct 11, 2023 | Special Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 7, 2023 | Intrafamily Transfer, Transfer |
| Feb 1, 2021 | Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP |
| Sep 28, 2018 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 11, 2023 · Amount on File |
| Deed Sale | Oct 11, 2023 · Amount on File |
| Prior Sale | Feb 1, 2021 · Amount on File |
| Deed Document Number | 2023749327 |
| Prior Transfer Date | Sep 7, 2023 |
| Prior Transfer Doc | 0000748666 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | May 4, 2026 |
| Property Address | 110 CEDAR ST, DELTA, CO 81416-2201 |
| Document Number | 0000767521 |
| Instrument Date | Apr 27, 2026 |
| Instrument | 2026767521 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 110 CEDAR ST, DELTA, CO 81416-2201 |
| Document Number | 0000767521, |
|---|---|
| Date | May 4, 2026 |
| Instrument | 2026767521 |
| Name | IMPERIAL LENDING LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Oct 11, 2023 |
| Property Address | 110 CEDAR ST, DELTA, CO 81416-2201 |
| Document Number | 0000749327 |
| Map Reference | DOC 351899 |
| Instrument Date | Oct 10, 2023 |
| Instrument | 749327 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2023 |
| Title Company | HERITAGE TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $33.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 66886 LANDFILL RD, MONTROSE, CO 81401-8361 |
| Document Number | 0000749328 |
|---|---|
| Date | Oct 11, 2023 |
| Instrument | 749328 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Sep 7, 2023 |
| Property Address | 110 CEDAR ST, DELTA, CO 81416-2201 |
| Document Number | 0000748666 |
| Instrument Date | Sep 7, 2023 |
| Instrument | 748666 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 110 CEDAR ST, DELTA, CO 81416-2201 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Feb 1, 2021 |
| Property Address | 110 CEDAR ST, DELTA, CO 81416-2201 |
| Document Number | 0000725898 |
| Map Reference | DOC 3518999 |
| Instrument Date | Jan 29, 2021 |
| Instrument | 725898 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Title Company | HERITAGE TITLE COMPANY, HERITAGE TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $25.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 110 CEDAR ST, DELTA, CO 81416-2201 |
| Document Number | 0000725899 |
|---|---|
| Date | Feb 1, 2021 |
| Instrument | 725899 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Sep 28, 2018 |
| Property Address | 110 CEDAR ST, DELTA, CO 81416-2201 |
| Document Number | 0000706311 |
| Map Reference | DOC251899 |
| Instrument Date | Sep 28, 2018 |
| Instrument | 706311 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $16.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 110 CEDAR ST, DELTA, CO 81416-2201 |
| Document Number | 0000706312 |
|---|---|
| Date | Sep 28, 2018 |
| Instrument | 706312 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2048 |
The 2025 property tax bill for 110 Cedar St was $1,543, up 21.2% from the year before.
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Municipality | Delta City |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,543.00 (+21.21%) | $22,680 (+17.9%) Land $3,125 Building $19,555 | $362,876 Land $50,000 Building $312,876 |
| 2024 | $1,273.00 (+4%) | $19,237 (-) Land $2,811 Building $16,426 | |
| 2023 | $1,224.00 (+24.9%) | $19,237 (+26.64%) Land $2,811 Building $16,426 | $287,131 (+31.38%) Land $41,962 Building $245,169 |
| 2022 | $980.00 | $15,190 Land $3,128 Building $12,062 | $218,548 Land $45,000 Building $173,548 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 110 Cedar St in Zone D, where flood risk has not been studied.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 110 Cedar St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DELTA serves 8,700 people · EPA ID CO0115205 |
|---|---|
| Water Source | Purchased surface water from PROJECT 7 WA |
| Last State Inspection | Feb 2024 |
| Also Mapped Here | TRI COUNTY WCD |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Elevate Internet Fiber | 6,000 / 6,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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