Delta County property record for 114 Cedar St, Delta, CO 81416
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,232 sqft · built 1976 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $290,000 (Mar 2026) |
| Tax Bill | $1,150 (2025) |
| Deeds & Mortgages | Mar 2008 Mortgage Mar 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone D (undetermined) |
| APN | R011783 |
| Primary APN | R011783 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,232 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Cooling System | Package A/C |
|---|---|
| Heating System | Radiant |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | R011783 |
|---|---|
| Street Address | 114 CEDAR ST |
| City | DELTA |
| State | CO |
| Zip | 81416-2201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 114 CEDAR ST DELTA 81416 S: 18 T: 15S R: 95W SUBDIVISION: GARNET MESA SUBDIVISION BLOCK: E LOT: 5 GARNET MESA SUBD DELTA (N141.82, S134.17, E67.0, W7.88+59.55) BLOCK E LOT 5 RESUBD OF BLK E SEC 18 T15S R95W 6PM BK 450 PG 1669(R-357115) BK 455 PG 597 |
| Legal Subdivision | GARNET MESA SUBDIVISION |
| Legal Block | E |
| Legal Lot Number | 5 |
| Jurisdiction | DELTA CO |
| Township / Civil Division | DELTA |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 964900 |
114 Cedar St is owned and occupied by an individual who bought it in March 2026.
Source: Delta County records, as of May 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 114 CEDAR ST, DELTA, CO 81416-2201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 31, 2008 | Deed of Trust, Mortgage WELLS FARGO BANK NA |
| Mar 4, 2026 | Special Warranty Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC |
| May 20, 2015 | Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 4, 2026 · Amount on File |
| Deed Sale | Mar 4, 2026 · Amount on File |
| Prior Sale | Jul 14, 2015 · Amount on File |
| Deed Document Number | 2026766381 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 114 CEDAR ST, DELTA, CO 81416-2201 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000624318 |
|---|---|
| Date | Mar 31, 2008 |
| Instrument | 624318 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Mar 15, 2023 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Mar 4, 2026 |
| Property Address | 114 CEDAR ST, DELTA, CO 81416-2201 |
| Document Number | 0000766381 |
| Map Reference | MB 3 PG 42 |
| Instrument Date | Mar 4, 2026 |
| Instrument | 766381 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2026 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $29.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 114 CEDAR ST, DELTA, CO 81416-2201 |
| Name | Verified Name |
|---|---|
| Address | 114 CEDAR ST, DELTA, CO 81416-2201 |
| Document Number | 0000766382 |
|---|---|
| Date | Mar 4, 2026 |
| Instrument | 766382 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | May 20, 2015 |
| Property Address | 114 CEDAR ST, DELTA, CO 81416-2201 |
| Document Number | 680381 |
| Instrument Date | May 19, 2015 |
| Instrument | 680381 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | HERITAGE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $13.65 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 114 CEDAR ST, DELTA, CO 81416-2201 |
| Document Number | 0000680382 |
|---|---|
| Date | May 20, 2015 |
| Instrument | 680382 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SANDY, UT 84094 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2045 |
The 2025 property tax bill for 114 Cedar St was $1,150, up 22.2% from the year before.
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Municipality | Delta City |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,150.00 (+22.21%) | $16,905 (+18.83%) Land $3,125 Building $13,780 | $270,486 Land $50,000 Building $220,486 |
| 2024 | $941.00 (+3.98%) | $14,226 (-) Land $2,661 Building $11,565 | |
| 2023 | $905.00 (+15.88%) | $14,226 (+17.56%) Land $2,661 Building $11,565 | $212,318 (+21.95%) Land $39,713 Building $172,605 |
| 2022 | $781.00 | $12,101 Land $3,128 Building $8,973 | $174,103 Land $45,000 Building $129,103 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 114 Cedar St in Zone D, where flood risk has not been studied.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 114 Cedar St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DELTA serves 8,700 people · EPA ID CO0115205 |
|---|---|
| Water Source | Purchased surface water from PROJECT 7 WA |
| Last State Inspection | Feb 2024 |
| Also Mapped Here | TRI COUNTY WCD |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Elevate Internet Fiber | 6,000 / 6,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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