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116 4th Ln, Key Largo, FL 33037 Property Records

Monroe County property record for 116 4th Ln, Key Largo, FL 33037 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2010
Square Footage2,100 sqft Living Area
Lot Size6,600 sqft (0.151 acres)
GarageCarport
PoolPublic/Municipal/Commercial
Tax Bill$8,761.00 (2024)

Property Details

APN / Parcel Number

Primary APN00547211-003101
Alternative APNs
  • 22613900547211003101
  • 8905629

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,100 sqft Living Area
1st Floor2,100 sqft 1st Floor
Stories3 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2010
Exterior MaterialOther Exterior
Foundation TypePile Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area6,600 sqft (0.151 acres)
Depth X Width110 ft x 60 ft Depth x Width
Garage TypeCarport Garage
CarportCarport
Carport Area936 sqft Carport

Exterior Amenities

Pool TypePublic/Municipal/Commercial Pool Type
FenceFence
Patio Area1,468 sqft Patio
PorchOpen Porch
Porch Area1,515 sqft Porch
Boat AccessBoat Access

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air Heating

Location & Zoning

Account Number8905629
Old Parcel Number22613900547211003101
Street Address116 4TH LN
CityKEY LARGO
StateFL
Zip33037-4659
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBK 8 LT 14 AMD PLAT WINSTON WATERWAYS NO 2 PB6-27 KEY LARGO OR494-20 OR551-282 OR604-381 OR704-599 OR783-1787 OR1142-1386
Legal Range39E
Legal Township61S
Legal Section22
Legal SubdivisionWINSTON WATERWAYS NO 2 AMD
Legal Block8
Legal Lot Number14
JurisdictionMONROE FL
Minor Civil DivisionUPPER KEYS
Census Blockgroup2
Census Block2011
Census Tract970400

Owner

Source: Monroe County records · APN 00547211-003101

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on File
Mailing AddressPO BOX 371479, KEY LARGO, FL 33037-1479

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
STEWARDS OF CAPITAL & CO LLC
Mar 12, 2019Deed of Trust, Mortgage · Line of Credit
CAPITAL BANK
Feb 22, 2019Deed of Trust, Mortgage · Line of Credit
CAPITAL BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 20, 2014
Deed SaleMay 20, 2014
Prior SaleDec 09, 2002
Deed Doc Number1981672
Deed Book / Page2685 / 0493
Record RefreshedJun 08, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address116 4TH LN, KEY LARGO, FL 33037-4659
Transaction TypeMortgage
Record UpdatedAug 17, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address4840 RONDA ST, CORAL GABLES, FL 33146-1730

Mortgage

Document Number0031150398
DateJul 27, 2021
Book Page3115/398
Instrument2332027
Lender
NameSTEWARDS OF CAPITAL & CO LLC
TypeNon-Lending Institution
AddressMIAMI, FL 33156
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address116 4TH LN, KEY LARGO, FL 33037-4659
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyAMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0029530696
DateMar 12, 2019
Book Page2953/0696
Instrument2210486
Lender
NameCAPITAL BANK
TypeBank
AddressMEMPHIS, TN 38118
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 28, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address116 4TH LN, KEY LARGO, FL 33037-4659
Document Number0029530701
Instrument DateFeb 22, 2019
Transaction TypeMortgage
Record UpdatedApr 30, 2019
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC-OMAHA

Transferred To (Grantee/Buyer)

NameVerified Name
Address116 4TH LN KEY LARGO FL 330374659, KEY LARGO, FL 33037-4659

Mortgage

Document Number0029530701
DateMar 12, 2019
Book Page002953/000701
Instrument2210487
Lender
NameCAPITAL BK
TypeBank
AddressMEMPHIS, TN 38118
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 11, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,214,615 (+13.86%) Land $719,400 Building $495,215$1,214,615 (+13.86%) Land $719,400 Building $495,215
2024$8,761.00 (+5.83%)
2023$8,278.00 (+11.17%)$1,066,761 (+7.19%) Land $630,300 Building $436,461$1,066,761 (+7.19%) Land $630,300 Building $436,461
2022$7,446.00$995,219 Land $537,900 Building $457,319$995,219 Land $537,900 Building $457,319

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation8.0 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed AreaWithin John Pennekamp Coral Reef State Park and Reserve
listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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