112 4th Ln, Key Largo, FL 33037 Property Records

Monroe County property record for 112 4th Ln, Key Largo, FL 33037 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 2005
Square Footage	1,478 sqft Living Area
Lot Size	6,600 sqft (0.152 acres)
Occupancy	Owner Occupied
Last Sale	$895,000 (2022)
Tax Bill	$7,437.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`00547211-003100`
Alternative APNs	`22613900547211003100` `1671002`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,478 sqft Living Area
1st Floor	1,181 sqft 1st Floor
Basement Area	297 sqft Basement
Stories	2 Stories
Primary Flooring	Ceramic Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2005
Exterior Material	Wood Exterior
Construction Type	Wood Construction
Roof Construction	Cathedral/Clerestory Roof Construction
Roof Material	Asphalt Roof
Lot Area	6,600 sqft (0.152 acres)
Depth X Width	110 ft x 60 ft Depth x Width
Garage Type	Covered Garage
Garage Area	1,196 sqft Garage

Exterior Amenities

Deck Area	135 sqft Deck
Patio Area	135 sqft Patio
Porch	Open Porch
Porch Area	554 sqft Porch
View	Canal View
Boat Access	Boat Access

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Account Number	1671002
Street Address	112 4TH LN
City	KEY LARGO
State	FL
Zip	33037-4659
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BK 8 LOT 13 AMD PLAT OF WINSTON WATERWAYS NO 2 PB6-27 KEY LARGO OR494-20 OR551-282 OR604-381 OR704-605 OR783-1787 OR797-1192 OR813-894 OR760-67 OR902-901 OR902-905 OR1036-2016 OR1112-2342 OR1142-1386 OR1410-263 OR1448-54 OR1656-2017 OR1656-2026 OR238
Legal Range	39E
Legal Township	61S
Legal Section	22
Legal Subdivision	WINSTON WATERWAYS NO 2 AMD
Legal Block	8
Legal Lot Number	13
Jurisdiction	MONROE FL
Minor Civil Division	UPPER KEYS
Census Blockgroup	2
Census Block	2011
Census Tract	970400

Owner

Source: Monroe County records · APN 00547211-003100

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	112 4TH LN, KEY LARGO, FL 33037-4659
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 09, 2022 · Amount on Record
Deed Sale	Feb 09, 2022 · Amount on Record
Prior Sale	Oct 04, 2010 · Amount on Record
Deed Doc Number	20222360825
Deed Book / Page	3154 / 696
Prior Transfer Date	Jul 25, 2008
Prior Transfer Doc	0023802397
Record Refreshed	Jun 08, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Feb 09, 2022
Property Address	112 4TH LN, KEY LARGO, FL 33037-4659
Document Number	0031540696
Book / Page	3154 / 696
Map Reference	MB 6 PG 27
Instrument Date	Feb 05, 2022
Instrument	2360825
Transaction Type	Transfer
Record Updated	Mar 08, 2022
Title Company	EZ TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$6,265.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	654 DEER CREEK EMERALD WAY E, 654, DEERFIELD BEACH, FL 33442-8613

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	112 4TH LN, KEY LARGO, FL 33037-4659

Mortgage

Document Number	0003154698
Date	Feb 09, 2022
Instrument	3154/698

Lender

Name	CITADEL SERVICING CORPORATION
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Mar 01, 2027
Change Frequency	Annually
Min Rate At Change	5.37%
Max Rate At Change	7.37%
Index	1-Year CMT
Max Rate	11.3%

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$937,628 (+11.63%) Land $719,400 Building $218,228	$937,628 (+11.63%) Land $719,400 Building $218,228
2024	$7,437.00 (+0.46%)
2023	$7,403.00 (+34.97%)	$839,930 (+11.46%) Land $630,300 Building $209,630	$839,930 (+11.46%) Land $630,300 Building $209,630
2022	$5,485.00	$753,601 Land $537,900 Building $215,701	$753,601 Land $537,900 Building $215,701

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	8.0 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.