Monroe County property record for 105 4th Ln, Key Largo, FL 33037 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2015 |
| Square Footage | 2,255 sqft Living Area |
| Lot Size | 7,200 sqft (0.165 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $475,000 (2014) |
| Tax Bill | $7,992.00 (2024) |
| Primary APN | 00547211-004300 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 2,255 sqft Living Area |
| 1st Floor | 856 sqft 1st Floor |
| Stories | 4 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Concrete Blocks Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 7,200 sqft (0.165 acres) |
| Depth X Width | 120 ft x 60 ft Depth x Width |
| Garage Type | Covered Garage |
| Garage Area | 195 sqft Garage |
| Deck Area | 114 sqft Deck |
|---|---|
| Patio Area | 893 sqft Patio |
| Porch | Open Porch |
| Porch Area | 496 sqft Porch |
| View | Canal View |
| Boat Access | Boat Access |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Account Number | 1671126 |
|---|---|
| Street Address | 105 4TH LN |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-4659 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BK 9 LT 7 AMENDED PLAT OF WINSTON WATERWAYS NO 2 PB6-27 KEY LARGO OR573-204 OR573-206 OR711-829 OR957-867 OR1112-418 OR1668-745R/S OR2337-2294 OR2693-547 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 22 |
| Legal Subdivision | WINSTON WATERWAYS NO 2 AMD |
| Legal Block | 9 |
| Legal Lot Number | 7 |
| Jurisdiction | MONROE FL |
| Minor Civil Division | UPPER KEYS |
| Census Blockgroup | 2 |
| Census Block | 2011 |
| Census Tract | 970400 |
Source: Monroe County records · APN 00547211-004300
Assessment roll updated December 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 105 4TH LN, KEY LARGO, FL 33037-4659 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 31, 2026 | Deed of Trust, Mortgage · Line of Credit FAIRWINDS CU |
| Aug 24, 2022 | Deed of Trust, Mortgage · Line of Credit FAIRWINDS CU |
| Sep 25, 2019 | Deed of Trust, Mortgage · Line of Credit FAIRWINDS CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 08, 2014 · Amount on Record |
| Deed Sale | Jul 08, 2014 · Amount on Record |
| Prior Sale | Dec 26, 2007 · Amount on Record |
| Deed Doc Number | 20141989321 |
| Deed Book / Page | 2693 / 547 |
| Prior Transfer Date | Dec 05, 2007 |
| Prior Transfer Doc | 0023372294 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 105 4TH LN, KEY LARGO, FL 33037-4659 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2026 |
| Title Company | MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES INC |
| Name | Verified Name |
|---|---|
| Address | 105 4TH LN, KEY LARGO, FL 33037-4659 |
| Document Number | 0033731431 |
|---|---|
| Date | Mar 31, 2026 |
| Book Page | 3373/1431 |
| Instrument | 2537779 |
| Name | FAIRWINDS CU |
|---|---|
| Type | Credit Union |
| Address | ORLANDO, FL 32826 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 25, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 105 4TH LN, KEY LARGO, FL 33037-4659 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2022 |
| Title Company | WFG NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 1054TH LANE, KEY LARGO, FL 33037 |
| Document Number | 0031902297 |
|---|---|
| Date | Aug 24, 2022 |
| Book Page | 3190/2297 |
| Instrument | 2388908 |
| Name | FAIRWINDS CU |
|---|---|
| Type | Credit Union |
| Address | ORLANDO, FL 32826 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 25, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 105 4TH LN, KEY LARGO, FL 33037-4659 |
| Document Number | 0029871704 |
| Instrument Date | Sep 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2019 |
| Title Company | MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SVCS INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 105 4TH LN KEY LARGO FL 330374659, KEY LARGO, FL 33037-4659 |
| Document Number | 0029871704 |
|---|---|
| Date | Oct 02, 2019 |
| Book Page | 002987/001704 |
| Instrument | 2239054 |
| Name | FAIRWINDS CU |
|---|---|
| Address | ORLANDO, FL 32826 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $978,179 (+129.83%) | $1,349,608 (+80.96%) Land $753,408 Building $596,200 | |
| 2024 | $7,992.00 (+110.87%) | ||
| 2023 | $3,790.00 (+5.69%) Homeowner's exemption | $425,618 (+3%) | $745,794 (-7.87%) Land $660,096 Building $85,698 |
| 2022 | $3,586.00 Homeowner's exemption | $413,222 | $809,467 Land $563,328 Building $246,139 |
Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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