Neshoba County property record for 11596 Rd 448, Union, MS 39365
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,381 sqft · built 2018 |
| Lot Size | 8.19 acres (357,192 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,245 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08800-35-003.010 |
| Primary APN | 08800-35-003.010 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,381 sqft Living Area |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Metal |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 357,192 sqft (8.19 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 21181 |
|---|---|
| Street Address | 11596 ROAD 448 |
| City | UNION |
| State | MS |
| Zip | 39365-3900 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT E 1/2 NE 1/4 S & E OF RD |
| Jurisdiction | NESHOBA MS |
| Township / Civil Division | 3 |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 10600 |
Source: Neshoba County records · APN 08800-35-003.010
Assessment roll updated September 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11596 ROAD 448, UNION, MS 39365-3900 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 11, 2021 | Deed of Trust, Mortgage QUICKEN LOANS INC |
| May 11, 2018 | Deed of Trust, Mortgage THE CITIZENS BANK OF PHILADELPHIA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 20, 2017 |
| Deed Sale | Jan 20, 2017 |
| Deed Document Number | 0020174027 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NESHOBA MS |
| Property Address | 11596 ROAD 448, UNION, MS 39365-3900 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021/1948 |
|---|---|
| Date | Mar 11, 2021 |
| Book Page | 2021/1948 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Amount | Amount Recorded |
|---|---|
| Term | 239 Months |
| Due | Feb 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NESHOBA MS |
| Property Address | 11596 ROAD 448, UNION, MS 39365-3900 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2018/3486 |
|---|---|
| Date | May 11, 2018 |
| Book Page | 2018/3486 |
| Name | THE CITIZENS BANK OF PHILADELPHIA |
|---|---|
| Type | Bank |
| Address | PHILADELPHIA, MS 39350 |
| Amount | Amount Recorded |
|---|---|
| Term | 63 Months |
| Due | Aug 05, 2023 |
| Rate Type | Adjustable Rate |
|---|
Source: Neshoba County records · Assessment roll updated September 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Neshoba County |
| Unified School District | Neshoba County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,245.00 (-3.86%) Homeowner's exemption | $14,695 (+8.95%) | $144,920 (+9.26%) Land $8,370 Building $136,550 |
| 2024 | $1,295.00 (+8.46%) | ||
| 2023 | $1,194.00 (+4.37%) Homeowner's exemption | $13,488 | $132,640 Land $8,500 Building $124,140 |
| 2021 | $1,144.00 |
Source: FEMA National Flood Hazard Layer, Neshoba County (28099C), as of June 4, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Moderate above 40% of the US · lower than 70% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Telapex Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Based on FCC filings for 7 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System, water system MS0250022, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SOUTH CENTRAL WATER ASSN public/private · serves 12,260 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2021 Total trihalomethanes resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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