10370 Rd 448, Union, MS 39365 Property Records

Neshoba County property record for 10370 Rd 448, Union, MS 39365

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,142 sqft · built 2000
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on Record
Tax Bill	$1,202 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Mar 2026 Sale + 13 more
Flood Zone	Zone X (minimal risk)
APN	`08900-33-021.000`

Property Details

APN / Parcel Number

Primary APN	`08900-33-021.000`
Alternative APN	`10865`

Interior

Full Baths	2 Baths
Building Area	2,142 sqft Living Area
1st Floor Area	1,634 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	130,680 sqft (3 acres)
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10865
Street Address	10370 RD 448
City	UNION
State	MS
Zip	39365
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NE 1/4 OF SE 1/4 & PT SE 1/4 OF NE 1/4 & PT E 1/4 OF SW 1/4 OF NE 1 /4
Legal Range	12E
Legal Township	10N
Legal Section	33
Legal Subdivision	SWNE4SE4S33T10NR12E
Jurisdiction	NESHOBA MS
Township / Civil Division	3
Census Block Group	2
Census Block	2084
Census Tract	10600

Owner

Source: Neshoba County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10370 RD 448, UNION, MS 39365
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2020	Deed of Trust, Mortgage UNITED WHOLESALE MORTGAGE
Mar 13, 2026	Warranty Deed, Transfer BRANNING LAND TITLE LLC
Aug 27, 2025	Warranty Deed, Transfer
Sep 1, 2023	Warranty Deed, Transfer
Apr 11, 2023	Warranty Deed, Transfer
Feb 13, 2023	Warranty Deed, Transfer
Jul 15, 2022	Warranty Deed, Transfer
Jun 16, 2022	Warranty Deed, Transfer
Jul 7, 2022	Warranty Deed, Transfer
Oct 29, 2021	Warranty Deed, Transfer
Jul 28, 2021	Warranty Deed, Transfer
Apr 26, 2021	Warranty Deed, Transfer
Sep 22, 2020	Warranty Deed, Transfer
Jun 12, 2020	Quit Claim Deed, Transfer Quitclaim
Oct 24, 2011	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2021
Deed Sale	Oct 29, 2021
Prior Sale	Jul 28, 2021
Deed Document Number	20214434
Deed Book / Page	2021 / 4434
Prior Transfer Date	May 26, 2020
Prior Transfer Doc	02020/2624
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NESHOBA MS
Property Address	10370 RD 448, UNION, MS 39365
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02020/8274
Date	Sep 22, 2020
Book Page	2020/8274

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NESHOBA MS
Recording Date	Mar 13, 2026
Property Address	10370 RD 448, UNION, MS 39365
Document Number	02026/1256
Book / Page	2026 / 1256
Instrument Date	Feb 17, 2026
Instrument	2026-1256
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	BRANNING LAND TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	130 SAWBRIDGE DR, RIDGELAND, MS 39157-8755

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10370 ROAD 448, PHILADELPHIA, MS 39350-4411

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NESHOBA MS
Recording Date	Aug 27, 2025
Property Address	10370 RD 448, UNION, MS 39365
Document Number	02025/4596
Book / Page	2025 / 4596
Instrument Date	Aug 27, 2025
Instrument	2025-4596
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10210 COUNTRY LN, PHILADELPHIA, MS 39350-5589

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10370 ROAD 448, PHILADELPHIA, MS 39350-4411

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NESHOBA MS
Recording Date	Sep 1, 2023
Property Address	10370 RD 448, UNION, MS 39365
Document Number	02023/3265
Book / Page	2023 / 3265
Instrument Date	Sep 1, 2023
Instrument	2023-3265
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1493, PHILADELPHIA, MS 39350-1493

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10370 ROAD 448, PHILADELPHIA, MS 39350-4411

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NESHOBA MS
Recording Date	Apr 11, 2023
Property Address	10370 RD 448, UNION, MS 39365
Document Number	02023/1396
Book / Page	2023 / 1396
Instrument Date	Apr 10, 2023
Instrument	2023-1396
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	302 MAGNOLIA ST, PHILADELPHIA, MS 39350-3324

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10370 RD 448, UNION, MS 39365

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NESHOBA MS
Recording Date	Feb 13, 2023
Property Address	10370 RD 448, UNION, MS 39365
Document Number	002023/684
Book / Page	2023 / 684
Instrument Date	Feb 13, 2023
Instrument	2023-684
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 951, MARION, MS 39342-0951

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10370 RD 448, UNION, MS 39365

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NESHOBA MS
Recording Date	Jul 15, 2022
Property Address	10370 RD 448, UNION, MS 39365
Document Number	02022/2771
Book / Page	2022 / 2771
Instrument Date	Jul 15, 2022
Instrument	2022-2771
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14120 HIGHWAY 19, UNION, MS 39365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10370 RD 448, UNION, MS 39365
Investor	Possibly a Property Investor

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NESHOBA MS
Recording Date	Jun 16, 2022
Property Address	10370 RD 448, UNION, MS 39365
Document Number	02022/2383
Book / Page	2022 / 2383
Instrument Date	Jun 15, 2022
Instrument	2022-2383
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 353, UNION, MS 39365-0353

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10370 RD 448, UNION, MS 39365
Investor	Possibly a Property Investor

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NESHOBA MS
Recording Date	Jul 7, 2022
Property Address	10370 RD 448, UNION, MS 39365
Document Number	02022/2672
Book / Page	2022 / 2672
Instrument Date	Jun 15, 2022
Instrument	2022-2672
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 353, UNION, MS 39365-0353

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10370 ROAD 448, PHILADELPHIA, MS 39350-4411
Investor	Possibly a Property Investor

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NESHOBA MS
Recording Date	Oct 29, 2021
Property Address	10370 RD 448, UNION, MS 39365
Document Number	02021/4434
Book / Page	2021 / 4434
Instrument Date	Oct 28, 2021
Instrument	2021-4434
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10210 COUNTRY LN, PHILADELPHIA, MS 39350-5589

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10370 ROAD 448, PHILADELPHIA, MS 39350-4411

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NESHOBA MS
Recording Date	Jul 28, 2021
Property Address	10370 RD 448, UNION, MS 39365
Document Number	02021/3302
Book / Page	2021 / 3302
Instrument Date	Jul 28, 2021
Instrument	2021-3302
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 353, UNION, MS 39365-0353

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10370 ROAD 448, PHILADELPHIA, MS 39350-4411
Investor	Possibly a Property Investor

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NESHOBA MS
Recording Date	Apr 26, 2021
Property Address	10370 RD 448, UNION, MS 39365
Document Number	02021/2062
Book / Page	2021 / 2062
Instrument Date	Apr 22, 2021
Instrument	2021-2062
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10321 ROAD 838, PHILADELPHIA, MS 39350-5109

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10370 ROAD 448, PHILADELPHIA, MS 39350-4411
Investor	Possibly a Property Investor

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NESHOBA MS
Recording Date	Sep 22, 2020
Property Address	10370 RD 448, UNION, MS 39365
Document Number	02020/4490
Book / Page	2020 / 4490
Instrument Date	Sep 22, 2020
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	305 PINECREST DR, UNION, MS 39365-2707

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10370 ROAD 448, PHILADELPHIA, MS 39350-4411

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NESHOBA MS
Recording Date	Jun 12, 2020
Property Address	10370 RD 448, UNION, MS 39365
Document Number	02020/2624
Book / Page	2020 / 2624
Instrument Date	May 26, 2020
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11111 ROAD 444, PHILADELPHIA, MS 39350-4379

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 PINECREST DR, UNION, MS 39365-2707

October 2011: Deed, Transfer

Document Type	Deed
Jurisdiction	NESHOBA MS
Recording Date	Oct 24, 2011
Property Address	10370 RD 448, UNION, MS 39365
Document Number	02011/3314
Book / Page	2011 / 3314
Instrument Date	Oct 19, 2011
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10351 ROAD 856, PRESTON, MS 39354-9335

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10370 ROAD 448, PHILADELPHIA, MS 39350-4411

Tax Assessment & Valuation

Source: Neshoba County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Neshoba County
Unified School District	Neshoba County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,202.00 (-2.59%) Homeowner's exemption	$14,290 (+8.51%)	$142,760 (+8.54%) Land $8,570 Building $134,190
2024	$1,234.00 (+6.56%)
2023	$1,158.00 (+0.52%) Homeowner's exemption	$13,169 (+0.62%)	$131,530 (+0.64%) Land $8,620 Building $122,910
2022		$13,088	$130,700 Land $8,640 Building $122,060
2021	$1,152.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 62% of Mississippi
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH CENTRAL WATER ASSN public/private · serves 12,260 people · EPA ID MS0250022
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2021 Total trihalomethanes resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
C Spire Wireless Fixed Wireless	100 / 20

May also be available: AT&T.

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