11591 Arno Rd, Galt, CA 95632 Property Records

Sacramento County property record for 11591 Arno Rd, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,092 sqft · built 1980
Lot Size	1.85 acres (80,586 sqft)
Owner	Individual Name on File
Last Sale	$580,000 (Dec 2020)
Tax Bill	$6,955 (2025)
Deeds & Mortgages	Dec 2020 Transfer Dec 2020 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`138-0010-016-0000`

Property Details

APN / Parcel Number

Primary APN	`138-0010-016-0000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,092 sqft Living Area
1st Floor Area	1,300 sqft
Family Room	Family Room

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Custom Design
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	80,586 sqft
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	11591 ARNO RD
City	GALT
State	CA
Zip	95632-8552
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-2
Legal Description	E 120 FT OF W 545 FT OF LOT 58 VALENSIN COLONY
Legal Subdivision	VALENSIN COLONY
Legal Lot Number	58
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	1
Census Block	1041
Census Tract	9403

Owner

11591 Arno Rd is owned and occupied by an individual who bought it in December 2020.

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	11591 ARNO RD, GALT, CA 95632-8552
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2020	Quit Claim Deed, Transfer CORNERSTONE TITLE COMPANY, CORNERSTONE TITLE CO
Dec 1, 2020	Grant Deed, Transfer · FHA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2020 · Amount on File
Deed Sale	Dec 1, 2020 · Amount on File
Prior Sale	Nov 30, 2000 · Amount on File
Deed Book / Page	20201201 / 1807
Prior Transfer Date	Nov 24, 2020
Prior Transfer Doc	12010000001808
Record Updated	Oct 29, 2026

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 1, 2020
Property Address	11591 ARNO RD, GALT, CA 95632-8552
Document Number	2012011808
Instrument Date	Nov 24, 2020
Instrument	2012011808
Transaction Type	Transfer
Record Updated	Dec 15, 2020
Title Company	CORNERSTONE TITLE COMPANY, CORNERSTONE TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	11591 ARNO RD GALT CA 956328552, GALT, CA 95632-8552
Investor	Possibly a Property Investor

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 1, 2020
Property Address	11591 ARNO RD, GALT, CA 95632-8552
Document Number	2012011807
Instrument Date	Nov 24, 2020
Instrument	2012011807
Transaction Type	Transfer
Record Updated	Dec 15, 2020
Title Company	CORNERSTONE TITLE COMPANY, CORNERSTONE TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$638.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11591 ARNO RD GALT CA 956328552, GALT, CA 95632-8552

Mortgage

Document Number	2012011809
Date	Dec 1, 2020
Instrument	2012011809

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 30, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 11591 Arno Rd was $6,955, up 4% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Elementary School District	Arcohe Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$640,363 (+2%) Land $192,107 Building $448,256
2025	$6,955.00 (+3.96%)	$627,808 Land $188,341 Building $439,467
2024	$6,690.00 (+2.08%)
2023	$6,554.00 (+4.63%)	$603,431 Land $181,029 Building $422,402
2022	$6,264.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 11591 Arno Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 47 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	12 (1995–2023)
Claims Outside the SFHA	6 of 12
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 5 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11591 Arno Rd is moderate, ranking above 64% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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