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11540 Arno Rd, Galt, CA 95632 Property Records

Sacramento County property record for 11540 Arno Rd, Galt, CA 95632

Property Summary

Property TypeSingle Family Home
Details6 bd · 2 ba · 2,796 sqft · built 1963
Lot Size8.5 acres (370,260 sqft)
Owner2 Individual Names on File
Last Sale$565,000 (Sep 2019)
Tax Bill$6,637 (2025)
Deeds & MortgagesSep 2019 Transfer
Sep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN138-0020-028-0000

Property Details

APN / Parcel Number

Primary APN138-0020-028-0000

Interior

Bedrooms6 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Stories1 Story
Building Area2,796 sqft Living Area
1st Floor Area2,284 sqft
Family RoomFamily Room
Utility RoomUtility Room

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Architectural StyleCustom Design
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area370,260 sqft
Garage Area720 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address11540 ARNO RD
CityGALT
StateCA
Zip95632-8552
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA-5
Legal DescriptionE 620.80 FT OF LOT 60 OF VALENSIN COLONY, EXC POR DEEDED TO COUNTY FOR R/W DES IN BK 69-09-30, PG 357 O R
Legal SubdivisionVALENSIN COLONY
Legal Lot Number60
JurisdictionSACRAMENTO CA
Township / Civil DivisionGALT
Census Block Group1
Census Block1042
Census Tract9403

Owner

Source: Sacramento County records · APN 138-0020-028-0000

Assessment roll updated July 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address11540 ARNO RD, GALT, CA 95632-8552
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 20, 2019Quit Claim Deed, Transfer
PLACER TITLE COMPANY, PLACER TITLE CO.
Sep 20, 2019Grant Deed, Transfer · Conventional with PMI
AMERICAN FIN'L NTWK INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 20, 2019 · Amount on Record
Deed SaleSep 20, 2019 · Amount on Record
Prior SaleJul 02, 2014 · Amount on Record
Deed Book / Page20190920 / 1425
Prior Transfer DateSep 19, 2019
Prior Transfer Doc9200000001424
Record UpdatedSep 20, 2026

September 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSACRAMENTO CA
Recording DateSep 20, 2019
Property Address11540 ARNO RD, GALT, CA 95632-8552
Document Number1909201424
Instrument DateSep 19, 2019
Instrument1909201424
Transaction TypeTransfer
Record UpdatedSep 30, 2019
Title CompanyPLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address11540 ARNO RD GALT CA 956328552, GALT, CA 95632-8552

September 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateSep 20, 2019
Property Address11540 ARNO RD, GALT, CA 95632-8552
Document Number1909201425
Instrument DateSep 17, 2019
Instrument1909201425
Transaction TypeTransfer
Record UpdatedSep 30, 2019
Title CompanyPLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$621.50
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address11540 ARNO RD GALT CA 956328552, GALT, CA 95632-8552

Mortgage

Document Number1909201426
DateSep 20, 2019
Instrument1909201426
Lender
NameAMERICAN FIN'L NTWK INC
AddressBREA, CA 92821
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 19, 2049

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Elementary School DistrictArcohe Union Elementary School District (KG - 08)
Secondary School DistrictGalt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$630,260 (+2%) Land $293,701 Building $336,559
2025$6,637.00 (+1.98%) Homeowner's exemption$617,903 (+4.04%) Land $287,943 Building $329,960
2024$6,508.00 (+2.09%)
2023$6,375.00 (+4.66%) Homeowner's exemption$593,912 Land $276,763 Building $317,149
2022$6,091.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 29, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 47 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies47 in force
Nearby Flood Claims12 (1995–2023)
Claims Outside the SFHA6 of 12
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims
  • Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 5 claims
  • Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 3 claims

Wildfire

Wildfire RiskModerate
above 64% of the US · lower than 60% of California
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber		5,000 / 5,000
UnWired Broadband Holding
Fixed Wireless		400 / 50
Softcom Internet Communications
Fixed Wireless		400 / 50
Cal.net
Fixed Wireless		100 / 20

Based on FCC filings for 46 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Arno Rd

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