11490 Arno Rd, Galt, CA 95632 Property Records

Sacramento County property record for 11490 Arno Rd, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,632 sqft · built 1964
Lot Size	2.73 acres (118,919 sqft)
Owner	Individual Name on File
Last Sale	$510,000 (Oct 2019)
Tax Bill	$6,071 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`138-0020-044-0000`

Property Details

APN / Parcel Number

Primary APN	`138-0020-044-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,632 sqft Living Area
1st Floor Area	1,248 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	118,919 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Solar

Location & Zoning

Street Address	11490 ARNO RD
City	GALT
State	CA
Zip	95632-8553
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-80 A-5
Legal Description	PARCEL MAP, LOT A
Legal Subdivision	PARCEL MAP
Legal Lot Number	A
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	1
Census Block	1042
Census Tract	9403

Owner

Source: Sacramento County records · APN 138-0020-044-0000

Assessment roll updated July 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	11490 ARNO RD, GALT, CA 95632-8553
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2019	Grant Deed, Transfer · Conventional with PMI PLATINUM HM MTG
Jun 23, 2017	Grant Deed, Transfer · Conventional with PMI UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 16, 2019 · Amount on Record
Deed Sale	Oct 16, 2019 · Amount on Record
Prior Sale	Jun 23, 2017 · Amount on Record
Deed Book / Page	20191016 / 1791
Prior Transfer Date	Sep 25, 2015
Prior Transfer Doc	0000001312
Record Updated	Sep 20, 2026

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 16, 2019
Property Address	11490 ARNO RD, GALT, CA 95632-8553
Document Number	1910161791
Instrument Date	Sep 26, 2019
Instrument	1910161791
Transaction Type	Transfer
Record Updated	Oct 28, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$561.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11490 ARNO RD GALT CA 956328553, GALT, CA 95632-8553

Mortgage

Document Number	1910161792
Date	Oct 16, 2019
Instrument	1910161792

Lender

Name	PLATINUM HM MTG
Type	Mortgage Company
Address	ROLLING MEADOWS, IL 60008

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2049

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 23, 2017
Property Address	11490 ARNO RD, GALT, CA 95632-8553
Document Number	1706231346
Instrument Date	Jun 22, 2017
Instrument	1706231346
Transaction Type	Transfer
Record Updated	Aug 02, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$530.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	11490 ARNO RD GALT CA 956328553, GALT, CA 95632-8553

Mortgage

Document Number	1706231347
Date	Jun 23, 2017
Instrument	1706231347

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 22, 2047

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Elementary School District	Arcohe Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$568,910 (+2%) Land $203,669 Building $365,241
2025	$6,071.00 (+1.95%)	$557,756 (+4.04%) Land $199,676 Building $358,080
2024	$5,955.00 (+2.27%)
2023	$5,823.00 (+4.64%)	$536,099 Land $191,923 Building $344,176
2022	$5,565.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 29, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 47 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	12 (1995–2023)
Claims Outside the SFHA	6 of 12
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 5 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 3 claims

Wildfire

Wildfire Risk	Moderate above 66% of the US · above 41% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
UnWired Broadband Holding Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

Based on FCC filings for 7 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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