1159 Spruce Pt, Whitehall, MI 49461 Property Records

Muskegon County property record for 1159 Spruce Pt, Whitehall, MI 49461

Property Summary

Property TypeCondominium
Details2 ba · 1,206 sqft · built 2022
Lot Size0.6 acres (26,136 sqft)
OwnerIndividual Name on File
Last Sale$285,000 (Feb 2023)
Tax Bill$5,156 (2025)
Deeds & MortgagesApr 2022 Line of Credit
Feb 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN22232000000800

Property Details

APN / Parcel Number

Primary APN22232000000800
Alternative APN
  • 61-22-232-000-0008-00

Interior

Full Baths2 Baths
Total Rooms1 Room
Stories1 Story
Building Area1,206 sqft Living Area
1st Floor Area1,178 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleCondo/Apartment
Exterior MaterialWood Siding
Lot Area26,136 sqft (0.6 acres)
Garage Area672 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1159 SPRUCE PT
CityWHITEHALL
StateMI
Zip49461-1445
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR-1 RES
Legal DescriptionCITY OF WHITEHALL EVERGREEN ESTATES CONDOMINIUM UNIT 8
Legal SubdivisionCITY OF WHITEHALL
JurisdictionMUSKEGON MI
Township / Civil DivisionWHITEHALL
Census Block Group2
Census Block2001
Census Tract3702

Owner

1159 Spruce Pt, a condominium, is owned and occupied by an individual who bought it in February 2023.

Source: Muskegon County records, as of June 30, 2026

Owner of RecordIndividual Name on File
Mailing Address1159 SPRUCE PT, WHITEHALL, MI 49461-1445
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 26, 2022Deed of Trust, Mortgage · Line of Credit
CHOICEONE BANK
Feb 7, 2023Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
INDEPENDENT BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 7, 2023 · Amount on File
Deed SaleFeb 7, 2023 · Amount on File
Deed Document Number20235786221
Deed Book / Page4320 / 618
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMUSKEGON MI
Property Address1159 SPRUCE PT, WHITEHALL, MI 49461-1445
Transaction TypeMortgage
Record UpdatedJun 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number004298/519
DateApr 26, 2022
Book Page4298/519
Instrument5764144
Lender
NameCHOICEONE BANK
TypeBank
AddressSPARTA, MI 49345
Agreement
TypeLine of Credit
AmountAmount on Record

February 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionMUSKEGON MI
Recording DateFeb 7, 2023
Property Address1159 SPRUCE PT, WHITEHALL, MI 49461-1445
Document Number004320/618
Book / Page4320 / 618
Map ReferenceLB 3581 PG 951
Instrument DateFeb 2, 2023
Instrument5786221
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 21, 2023
Title CompanyATA NATIONAL TITLE GROUP LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,137.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11625 SHERMAN AVE, RAVENNA, MI 49451-8833

Transferred To (Grantee/Buyer)

NameVerified Name
Address1900 CATALINA DR APT 418, 418, MUSKEGON, MI 49444-7777

Mortgage

Document Number0004320619
DateFeb 7, 2023
Instrument4320-619
Lender
NameINDEPENDENT BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 1159 Spruce Pt was $5,156 with a homeowner's exemption.

Source: Muskegon County assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMuskegon County
MunicipalityWhitehall City
Unified School DistrictWhitehall School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$135,400 (+5.7%)$270,800 (+5.7%)
2025$5,156.00 Homeowner's exemption$128,100$256,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1159 Spruce Pt in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1159 Spruce Pt is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWHITEHALL
serves 2,902 people · EPA ID MI0007100
Water SourceGroundwater
Last State InspectionAug 2023
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Spruce Pt

Nearby Streets

Search Property Records by Address or Parcel Number