Muskegon County property record for 1153 Spruce Pt, Whitehall, MI 49461
| Property Type | Condominium |
|---|---|
| Details | 2 ba · 1,190 sqft · built 2022 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $314,000 (Dec 2025) |
| Tax Bill | $5,278 (2025) |
| Deeds & Mortgages | Apr 2022 Construction Loan Dec 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22232000001000 |
| Primary APN | 22232000001000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 1,190 sqft Living Area |
| 1st Floor Area | 1,144 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Wood Siding |
| Lot Area | 15,246 sqft (0.35 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1153 SPRUCE PT |
|---|---|
| City | WHITEHALL |
| State | MI |
| Zip | 49461-1445 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R-1 RES |
| Legal Description | CITY OF WHITEHALL EVERGREEN ESTATES CONDOMINIUM UNIT 10 |
| Legal Subdivision | CITY OF WHITEHALL |
| Jurisdiction | MUSKEGON MI |
| Township / Civil Division | WHITEHALL |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 3702 |
1153 Spruce Pt, a condominium, is owned and occupied by two individuals who bought it in December 2025.
Source: Muskegon County records, as of July 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 919 ELLIOTT AVE, GRAND HAVEN, MI 49417-1117 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 26, 2022 | Deed of Trust, Mortgage · Construction Mortgage CHOICEONE BANK |
| Dec 19, 2025 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Sep 23, 2022 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage LAKE MICHIGAN CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 19, 2025 · Amount on File |
| Deed Sale | Dec 19, 2025 · Amount on File |
| Prior Sale | Sep 24, 2024 · Amount on File |
| Deed Document Number | 20255870048 |
| Deed Book / Page | 4404 / 521 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Property Address | 1153 SPRUCE PT, WHITEHALL, MI 49461-1445 |
| Transaction Type | Mortgage |
| Record Updated | Jan 8, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 004298/509 |
|---|---|
| Date | Apr 26, 2022 |
| Book Page | 4298/509 |
| Instrument | 5764134 |
| Name | CHOICEONE BANK |
|---|---|
| Type | Bank |
| Address | SPARTA, MI 49345 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Recording Date | Dec 19, 2025 |
| Property Address | 1153 SPRUCE PT, WHITEHALL, MI 49461-1445 |
| Document Number | 004404/521 |
| Book / Page | 4404 / 521 |
| Map Reference | LB 3581 PG 951 |
| Instrument Date | Dec 18, 2025 |
| Instrument | 5870048 |
| Transaction Type | Transfer |
| Record Updated | Jan 8, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,355.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1153 SPRUCE PT, WHITEHALL, MI 49461-1445 |
| Name | Verified Name |
|---|---|
| Address | 919 ELLIOTT AVE, GRAND HAVEN, MI 49417-1117 |
| Document Number | 0004404522 |
|---|---|
| Date | Dec 19, 2025 |
| Instrument | 4404/522 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Recording Date | Sep 23, 2022 |
| Property Address | 1153 SPRUCE PT, WHITEHALL, MI 49461-1445 |
| Document Number | 004311/112 |
| Book / Page | 4311 / 112 |
| Map Reference | LB 3581 PG 951 |
| Instrument Date | Sep 22, 2022 |
| Instrument | 5776724 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 3, 2022 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11625 SHERMAN AVE, 11625, RAVENNA, MI 49451-8833 |
| Name | Verified Name |
|---|---|
| Address | 1833 MILLS AVE, MUSKEGON, MI 49445-3115 |
| Document Number | 0004311113 |
|---|---|
| Date | Sep 23, 2022 |
| Instrument | 4311-113 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
The 2025 property tax bill for 1153 Spruce Pt was $5,278 with a homeowner's exemption.
Source: Muskegon County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Muskegon County |
| Municipality | Whitehall City |
| Unified School District | Whitehall School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $131,200 (+5.89%) | $262,400 (+5.89%) | |
| 2025 | $5,278.00 Homeowner's exemption | $123,900 | $247,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1153 Spruce Pt in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 6, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1153 Spruce Pt is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHITEHALL serves 2,902 people · EPA ID MI0007100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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