Muskegon County property record for 1149 Spruce Pt, Whitehall, MI 49461
| Property Type | Condominium |
|---|---|
| Details | 4 bd · 2.5 ba · 1,162 sqft · built 2022 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Individual Name on File |
| Last Sale | $282,000 (Jul 2022) |
| Tax Bill | $4,697 (2025) |
| Deeds & Mortgages | Apr 2022 Construction Loan Jul 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22232000001100 |
| Primary APN | 22232000001100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 1,162 sqft Living Area |
| 1st Floor Area | 1,162 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Wood Siding |
| Lot Area | 16,553 sqft (0.38 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1149 SPRUCE PT |
|---|---|
| City | WHITEHALL |
| State | MI |
| Zip | 49461-1445 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R-1 RES |
| Legal Description | CITY OF WHITEHALL EVERGREEN ESTATES CONDOMINIUM UNIT 11 |
| Legal Subdivision | CITY OF WHITEHALL |
| Jurisdiction | MUSKEGON MI |
| Township / Civil Division | WHITEHALL |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 3702 |
1149 Spruce Pt, a condominium, is owned and occupied by an individual who bought it in July 2022.
Source: Muskegon County records, as of June 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1149 SPRUCE PT, WHITEHALL, MI 49461-1445 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 26, 2022 | Deed of Trust, Mortgage · Construction Mortgage CHOICEONE BANK |
| Jul 12, 2022 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 12, 2022 · Amount on File |
| Deed Sale | Jul 12, 2022 · Amount on File |
| Deed Document Number | 20225770854 |
| Deed Book / Page | 4305 / 236 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Property Address | 1149 SPRUCE PT, WHITEHALL, MI 49461-1445 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 004298/517 |
|---|---|
| Date | Apr 26, 2022 |
| Book Page | 4298/517 |
| Instrument | 5764142 |
| Name | CHOICEONE BANK |
|---|---|
| Type | Bank |
| Address | SPARTA, MI 49345 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Recording Date | Jul 12, 2022 |
| Property Address | 1149 SPRUCE PT, WHITEHALL, MI 49461-1445 |
| Document Number | 004305/236 |
| Book / Page | 4305 / 236 |
| Map Reference | LB 3581 PG 951 |
| Instrument Date | Jul 8, 2022 |
| Instrument | 5770854 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,115.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11625 SHERMAN AVE, 11625, RAVENNA, MI 49451-8833 |
| Name | Verified Name |
|---|---|
| Address | 1088 SITTING BULL CT, BOX ELDER, SD 57719-2433 |
| Document Number | 0004305237 |
|---|---|
| Date | Jul 12, 2022 |
| Instrument | 4305-237 |
| Name | MORTGAGE 1 INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
The 2025 property tax bill for 1149 Spruce Pt was $4,697 with a homeowner's exemption.
Source: Muskegon County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Muskegon County |
| Municipality | Whitehall City |
| Unified School District | Whitehall School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $124,300 (+5.7%) | $248,600 (+5.7%) | |
| 2025 | $4,697.00 Homeowner's exemption | $117,600 | $235,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1149 Spruce Pt in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 6, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1149 Spruce Pt is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHITEHALL serves 2,902 people · EPA ID MI0007100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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