St. Tammany Parish property record for 1159 Hardy Dr, Covington, LA 70433
| Property Type | Single Family Home |
|---|---|
| Details | 5,156 sqft · built 2007 |
| Lot Size | 0.713 acres (31,075 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,280,000 (Mar 2026) |
| Tax Bill | $9,559 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Mar 2026 Sale + 1 more |
| APN | 112-132-8972 |
| Primary APN | 112-132-8972 |
|---|---|
| Alternative APN |
|
| Building Area | 5,156 sqft Living Area |
|---|---|
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Lot Area | 31,075 sqft (0.713 acres) |
| Garage Area | 739 sqft |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 1159 HARDY DR |
|---|---|
| City | COVINGTON |
| State | LA |
| Zip | 70433-4555 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVER OAKS ESTATES LT227 PH6 |
| Legal Subdivision | RIVER OAKS ESTATES |
| Legal Phase | 6 |
| Legal Lot Number | 227 |
| Jurisdiction | SAINT TAMMANY LA |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 40607 |
Source: St. Tammany Parish assessment roll, as of February 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1159 HARDY DR, COVINGTON, LA 70433-4555 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Mar 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HORIZON BANK |
| Mar 30, 2026 | Cash Sale Deed, Transfer DESIRE TITLE |
| Sep 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIDELITY BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 30, 2026 · Amount on Record |
| Deed Sale | Mar 30, 2026 · Amount on Record |
| Deed Document Number | 20262486071 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 1159 HARDY DR, COVINGTON, LA 70433-4555 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0002486073 |
|---|---|
| Date | Mar 30, 2026 |
| Instrument | 2486073 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2020 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.62% |
| Max Rate At Change | 7.62% |
| Index | Other |
| Max Rate | 10.6% |
| Document Type | Cash Sale Deed |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Recording Date | Mar 30, 2026 |
| Property Address | 1159 HARDY DR, COVINGTON, LA 70433-4555 |
| Document Number | 0002486071 |
| Map Reference | MAP 5217B |
| Instrument Date | Mar 26, 2026 |
| Instrument | 2486071 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2026 |
| Title Company | DESIRE TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12 BRIAR HOLLOW ST, COVINGTON, LA 70433-4511 |
| Name | Verified Name |
|---|---|
| Address | 1159 HARDY DR, COVINGTON, LA 70433-4555 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 1159 HARDY DR, COVINGTON, LA 70433-4555 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0002229616 |
|---|---|
| Date | Sep 30, 2020 |
| Instrument | 2229616 |
| Name | FIDELITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: St. Tammany Parish assessment roll, as of February 6, 2026
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Tammany Parish |
| Unified School District | St. Tammany Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,559.00 (+6.47%) | $79,690 (-) Land $9,800 Building $69,890 | $796,900 (-) Land $98,000 Building $698,900 |
| 2024 | $8,978.00 (+12.82%) Homeowner's exemption | $79,690 (+17.99%) Land $9,800 Building $69,890 | $796,900 (+17.99%) Land $98,000 Building $698,900 |
| 2023 | $7,958.00 Homeowner's exemption | $67,538 (-) Land $9,800 Building $57,738 | $675,380 (-) Land $98,000 Building $577,380 |
| 2022 | $7,958.00 Homeowner's exemption | $67,538 Land $9,800 Building $57,738 | $675,380 Land $98,000 Building $577,380 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 258 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 258 in force |
| Nearby Flood Claims | 112 (1995–2024) |
| Claims Outside the SFHA | 3 of 112 |
| Most Recent Claim | Sep 2024 · Hurricane Francine |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 59% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST TAMMANY WATER DISTRICT 3 serves 2,920 people · EPA ID LA1103056 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 7 ppb (2023–2025) action level 15 ppb |
Listed by EPA as a serious violator, with a treatment or procedure violation still open.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected currently in violation since Aug 2014 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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