1151 Hardy Dr, Covington, LA 70433 Property Records

St. Tammany Parish property record for 1151 Hardy Dr, Covington, LA 70433

Property Summary

Property TypeSingle Family Home
Details3,009 sqft · built 2004
OwnerCompany Name on Record
Last Sale$8,000 (Feb 2017)
Tax Bill$4,075 (2025)
Deeds & MortgagesJan 2018 Mortgage
Dec 2020 Mortgage
+ 2 more
APN112-134-1820

Property Details

APN / Parcel Number

Primary APN112-134-1820
Alternative APN
  • 51815

Interior

Building Area3,009 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number112-134-1820
Street Address1151 HARDY DR
CityCOVINGTON
StateLA
Zip70433-4555
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 225 RIVER OAKS PH 6 CB 1464 24 INST NO 1354031 INST NO 1658587
Legal SubdivisionRIVER OAKS ESTATES
Legal Phase6
Legal Lot Number225
JurisdictionSAINT TAMMANY LA
Township / Civil Division4
Census Block Group1
Census Block1003
Census Tract40607

Owner

Source: St. Tammany Parish records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1151 HARDY DR, COVINGTON, LA 70433-4555
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 26, 2018Deed of Trust, Mortgage · Conventional Mortgage
WHITNEY BANK
Dec 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST NATIONAL BANK
Aug 12, 2021Deed of Trust, Mortgage · Commercial Mortgage
HOME BANK NA
Feb 22, 2017Deed, Transfer · Conventional Mortgage
FLORIDA PARISHES BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 22, 2017 · Amount on Record
Deed SaleFeb 22, 2017 · Amount on Record
Deed Document Number2054068
Record UpdatedJun 8, 2026

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT TAMMANY LA
Property Address1151 HARDY DR, COVINGTON, LA 70433-4555
Transaction TypeMortgage
Record UpdatedApr 6, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002095817
DateJan 26, 2018
Instrument2095817
Lender
NameWHITNEY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT TAMMANY LA
Property Address1151 HARDY DR, COVINGTON, LA 70433-4555
Transaction TypeMortgage
Record UpdatedApr 6, 2023
Title CompanyNORTH LAKE TITLE, NORTHLAKE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002242576
DateDec 16, 2020
Instrument2242576
Lender
NameFIRST NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term372 Months
DueJan 1, 2051
Interest
Rate TypeFixed Rate

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT TAMMANY LA
Property Address1151 HARDY DR, COVINGTON, LA 70433-4555
Transaction TypeMortgage
Record UpdatedApr 6, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002286952
DateAug 12, 2021
Instrument2286952
Lender
NameHOME BANK NA
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

February 2017: Deed, Transfer

Document TypeDeed
JurisdictionSAINT TAMMANY LA
Recording DateFeb 22, 2017
Property Address1151 HARDY DR, COVINGTON, LA 70433-4555
Document Number0002054068
Map ReferenceDOC 2012419
Instrument DateFeb 22, 2017
Instrument2054068
Transaction TypeTransfer
Record UpdatedApr 6, 2023
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3275 RAMA ST, SLIDELL, LA 70458-5027
InvestorPossibly a Property Investor

Mortgage

Document Number0002054069
DateFeb 22, 2017
Instrument2054069
Lender
NameFLORIDA PARISHES BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

TypeName
StateLouisiana
CountySt. Tammany Parish
Unified School DistrictSt. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,075.00 (-3.55%) Homeowner's exemption$41,472 (-) Land $5,800 Building $35,672$414,715 (-) Land $58,000 Building $356,715
2024$4,225.00 (+9.26%) Homeowner's exemption$41,472 (+13.07%) Land $5,800 Building $35,672$414,715 (+13.07%) Land $58,000 Building $356,715
2023$3,867.00 Homeowner's exemption$36,679 (-) Land $5,800 Building $30,879$366,790 (-) Land $58,000 Building $308,790
2022$3,867.00 Homeowner's exemption$36,679 Land $5,800 Building $30,879$366,790 Land $58,000 Building $308,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 258 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies258 in force
Nearby Flood Claims112 (1995–2024)
Claims Outside the SFHA3 of 112
Most Recent ClaimSep 2024 · Hurricane Francine
Claims by Event
  • Hurricane Ida, Sep 2021 · 48 claims
  • Hurricane Isaac, Aug 2012 · 36 claims
  • Hurricane Katrina, Aug 2005 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 55% of Louisiana
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST TAMMANY WATER DISTRICT 3
serves 2,920 people · EPA ID LA1103056
Water SourceGroundwater
Last State InspectionNov 2023
Lead7 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water QualityNone
last 10 years
Treatment and ProcedureSanitary survey deficiency not corrected
currently in violation since Aug 2014
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Metronet
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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