1140 Hardy Dr, Covington, LA 70433 Property Records

St. Tammany Parish property record for 1140 Hardy Dr, Covington, LA 70433 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	3,668 sqft · built 2001
Owner	2 Individual Names on File
Last Sale	$40,500 (Jun 1999)
Tax Bill	$5,549 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Oct 2019 Mortgage
APN	`112-132-8980`

Property Details

APN / Parcel Number

Primary APN	`112-132-8980`
Alternative APN	`51567`

Interior

Building Area	3,668 sqft Living Area
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	112-132-8980
Street Address	1140 HARDY DR
City	COVINGTON
State	LA
Zip	70433-4553
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 233 RIVER OAKS ESTATES PH 6 CB 1464 24 INST NO 1150353
Legal Subdivision	RIVER OAKS ESTATES
Legal Phase	6
Legal Lot Number	233
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	4
Census Block Group	1
Census Block	1003
Census Tract	40607

Owner

Source: St. Tammany Parish records · APN 112-132-8980

Assessment roll updated October 15, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1140 HARDY DR, COVINGTON, LA 70433-4553
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 02, 2023	Deed of Trust, Mortgage · Conventional Mortgage HANCOCK WHITNEY BANK
Oct 07, 2019	Deed of Trust, Mortgage · Conventional Mortgage GOLDWATER BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 01, 1999 · Amount on Record
Deed Sale	Jun 01, 1999 · Amount on Record
Deed Document Number	1150353
Record Updated	Jun 08, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	1140 HARDY DR, COVINGTON, LA 70433-4553
Transaction Type	Mortgage
Record Updated	Oct 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002388253
Date	Oct 02, 2023
Instrument	2388253

Lender

Name	HANCOCK WHITNEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Sep 08, 2048

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	1140 HARDY DR, COVINGTON, LA 70433-4553
Transaction Type	Mortgage
Record Updated	Apr 06, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002177558
Date	Oct 07, 2019
Instrument	2177558

Lender

Name	GOLDWATER BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 01, 2034

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Tammany Parish records · Assessment roll updated October 15, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,549.00 (-3.56%) Homeowner's exemption	$53,763 (-) Land $5,220 Building $48,543	$537,632 (-) Land $52,200 Building $485,432
2024	$5,754.00 (+14.44%) Homeowner's exemption	$53,763 (+18.33%) Land $5,220 Building $48,543	$537,632 (+18.33%) Land $52,200 Building $485,432
2023	$5,028.00 Homeowner's exemption	$45,435 (-) Land $5,220 Building $40,215	$454,350 (-1.26%) Land $52,200 Building $402,150
2022	$5,028.00 Homeowner's exemption	$45,435 Land $5,220 Building $40,215	$460,150 Land $58,000 Building $402,150

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 221030406071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 258 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	258 in force
Nearby Flood Claims	112 (1995–2024)
Claims Outside the SFHA	3 of 112
Most Recent Claim	Sep 2024, Hurricane Francine
Claims By Storm	Hurricane Ida, Sep 2021 · 48 claims Hurricane Isaac, Aug 2012 · 36 claims Hurricane Katrina, Aug 2005 · 10 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 185 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Metronet Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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