1158 N Hicks Rd, Toccoa, GA 30577 Property Records

Stephens County property record for 1158 N Hicks Rd, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,372 sqft · built 2002
Lot Size	1.04 acres (45,302 sqft)
Owner	2 Individual Names on File
Last Sale	$95,000 (Mar 2022)
Tax Bill	$2,563 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Jun 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`023 125`

Property Details

APN / Parcel Number

Primary APN	`023 125`
Alternative APN	`522715`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,372 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	45,302 sqft (1.04 acres)
Garage Type	Carport
Garage Area	550 sqft
Carport	Carport
Carport Area	550 sqft

Exterior Amenities

Porch	Slab
Porch Area	198 sqft
Deck Area	491 sqft
Patio Area	491 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	522715
Street Address	1158 N HICKS RD
City	TOCCOA
State	GA
Zip	30577-7187
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	PT TRACT 4 N HICKS RD
Legal Subdivision	0100 - PRIMARY - SF
Legal Tract	4
Jurisdiction	STEPHENS GA
Township / Civil Division	MARTIN-AVALON
Census Block Group	2
Census Block	2088
Census Tract	970401

Owner

1158 N Hicks Rd is owned and occupied by two individuals who bought it in March 2022.

Source: Stephens County records, as of March 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1158 N HICKS RD, TOCCOA, GA 30577-7187
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2022	Deed of Trust, Mortgage · Line of Credit NORTH GEORGIA CREDIT UNION
Jun 26, 2024	Deed of Trust, Mortgage · Line of Credit NORTH GEORGIA CREDIT UNION
Mar 1, 2022	Warranty Deed, Transfer · Conventional Mortgage NORTH GEORGIA CREDIT UNION
Aug 30, 2018	Loan Modification, Mortgage · Conventional Mortgage FIRST CITIZENS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2022 · Amount on File
Deed Sale	Mar 2, 2022 · Amount on File
Prior Sale	Sep 18, 2002 · Amount on File
Deed Document Number	2022305
Deed Book / Page	1287 / 345
Prior Transfer Date	Mar 1, 2022
Prior Transfer Doc	0012870345
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	1158 N HICKS RD, TOCCOA, GA 30577-7187
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1158 N HICKS RD, TOCCOA, GA 30577-7187

Mortgage

Document Number	0013070000000167
Date	Aug 22, 2022
Book Page	0000001307/0000000167
Instrument	001382

Lender

Name	NORTH GEORGIA CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2037

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	1158 N HICKS RD, TOCCOA, GA 30577-7187
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1158 N HICKS RD, TOCCOA, GA 30577-7187

Mortgage

Document Number	0013710000000262
Date	Jun 26, 2024
Book Page	0000001371/0000000262

Lender

Name	NORTH GEORGIA CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2039

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Mar 1, 2022
Property Address	1158 N HICKS RD, TOCCOA, GA 30577-7187
Document Number	0012870345
Book / Page	1287 / 345
Instrument Date	Mar 1, 2022
Instrument	2022-000305
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1158 N HICKS RD, TOCCOA, GA 30577-7187

Mortgage

Document Number	0001287347
Date	Mar 1, 2022
Instrument	1287/347

Lender

Name	NORTH GEORGIA CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	58 Months
Due	Jan 1, 2027

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	STEPHENS GA
Property Address	1158 N HICKS RD, TOCCOA, GA 30577-7187
Document Number	0011660098
Instrument Date	Aug 30, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011660098
Date	Dec 4, 2018
Book Page	001166/000098

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611-6592

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Dec 3, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 1158 N Hicks Rd was $2,563.

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,563.00	$93,370 Land $3,186 Building $90,184	$233,424 Land $7,965 Building $225,459
2023	$1,763.00 (+5.76%) Homeowner's exemption	$59,227 (+5.74%) Land $3,186 Building $56,041	$148,067 (+5.74%) Land $7,965 Building $140,102
2022	$1,667.00 Homeowner's exemption	$56,010 Land $3,186 Building $52,824	$140,024 Land $7,965 Building $132,059

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1158 N Hicks Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1158 N Hicks Rd is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 63% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
Windstream DSL	10 / 1

May also be available: T-Mobile, TruVista Communications.

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