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970 N Hicks Rd, Toccoa, GA 30577 Property Records

Stephens County property record for 970 N Hicks Rd, Toccoa, GA 30577 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms8 Beds
Bathrooms5 Baths
Year BuiltBuilt 2005
Square Footage5,772 sqft Heated Area
Lot Size223,463 sqft (5.13 acres)
OccupancyOwner Occupied
Last Sale$328,000 (2020)
Tax Bill$6,814.00 (2025)

Property Details

APN / Parcel Number

Primary APN023 129
Alternative APN
  • 522735

Interior

Bedrooms8 Beds
Full Baths5 Baths
Partial Baths1 Partial Baths
Total Rooms12 Rooms
Building Area5,772 sqft Heated Area
Stories2 Stories
Primary FlooringHardwood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2005
Architectural StyleRanch Style
Exterior MaterialBrick Exterior
Construction TypeFrame Construction
Foundation TypeNo Foundation Foundation
Roof ConstructionGable Roof Construction
Roof MaterialMetal Roof
Lot Area223,463 sqft (5.13 acres)

Exterior Amenities

Deck Area84 sqft Deck
Patio Area204 sqft Patio
Porch Area840 sqft Porch
Utility Building48 sqft Utility Building

Utilities and HVAC

Cooling SystemCentral Cooling
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number522735
Street Address970 N HICKS RD
CityTOCCOA
StateGA
Zip30577-7187
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionTRACT 7A N HICKS RD
Legal Subdivision0100 - PRIMARY - AC
Legal Tract7A
JurisdictionSTEPHENS GA
Minor Civil DivisionMARTIN-AVALON
Census Blockgroup2
Census Block2089
Census Tract970401

Owner

Source: Stephens County records · APN 023 129

Assessment roll updated March 12, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address970 N HICKS RD, TOCCOA, GA 30577-7187
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
AMERISAVE MORTGAGE
Aug 12, 2020Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage
MAGNOLIA BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 06, 2020 · Amount on Record
Deed SaleAug 06, 2020 · Amount on Record
Prior SaleJun 23, 2010 · Amount on Record
Deed Doc Number2020877
Deed Book / Page1219 / 232
Prior Transfer DateJun 12, 2014
Prior Transfer Doc0010450055
Record RefreshedJun 08, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTEPHENS GA
Property Address970 N HICKS RD, TOCCOA, GA 30577-7187
Transaction TypeMortgage
Record UpdatedMar 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address970 N HICKS RD, TOCCOA, GA 30577-7187

Mortgage

Document Number0013100000000146
DateSep 23, 2022
Book Page0000001310/0000000146
Instrument001563
Lender
NameAMERISAVE MORTGAGE
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2052

August 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSTEPHENS GA
Recording DateAug 12, 2020
Property Address970 N HICKS RD, TOCCOA, GA 30577-7187
Document Number0012190232
Book / Page001219 / 000232
Instrument DateAug 06, 2020
Transaction TypeTransfer
Record UpdatedSep 07, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$328.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address970 N HICKS RD TOCCOA GA 305777187, TOCCOA, GA 30577-7187

Mortgage

Document Number12190234
DateAug 12, 2020
Book Page001219/000234
Lender
NameMAGNOLIA BK
TypeBank
AddressHODGENVILLE, KY 42748
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueAug 11, 2050

Tax Assessment & Valuation

Source: Stephens County records · Assessment roll updated March 12, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyStephens County
Unified School DistrictStephens County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,814.00 (+54.02%)$248,263 (+67.04%) Land $9,029 Building $239,234$620,658 (+67.04%) Land $22,572 Building $598,086
2023$4,424.00 (+6.53%)$148,622 (+6.52%) Land $9,029 Building $139,593$371,554 (+6.52%) Land $22,572 Building $348,982
2022$4,153.00$139,522 Land $9,029 Building $130,493$348,804 Land $22,572 Building $326,232

Flood & Wildfire

970 N Hicks Rd is in FEMA Zone A, inside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Stephens County (13257C), updated September 26, 2008

FEMA Flood ZoneZone A
1% annual chance, no base flood elevation determined
Special Flood Hazard AreaYes
flood insurance required for federally backed mortgages
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesModerate
50th percentile of exposed land nationally · 64th in Georgia
Wildfire LikelihoodModerate — about 1 in 885 per year
ExposureIndirect
within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

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