1158 E Macphail Rd, Bel Air, MD 21015 Property Records

Harford County property record for 1158 E Macphail Rd, Bel Air, MD 21015

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,152 sqft · built 1994
Lot Size	1.52 acres (66,211 sqft)
Owner	Individual Name on Record
Last Sale	$604,000 (Oct 2022)
Tax Bill	$5,779 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-062007`

Property Details

APN / Parcel Number

Primary APN	`03-062007`
Alternative APNs	`3062007` `062007`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,152 sqft Total Area
Basement Area	1,180 sqft
Finished Basement	1,180 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	66,211 sqft (1.52 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Deck Area	500 sqft
Patio Area	876 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	062007
Street Address	1158 E MACPHAIL RD
City	BEL AIR
State	MD
Zip	21015-5619
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 1 1.52 AC 1158 E MAC PHAIL ROAD STARMOUNT PTN 139/81
Legal Subdivision	STARMOUNT
Legal Phase	AIL
Legal Lot Number	1
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	3
Census Block	3001
Census Tract	303605

Owner

Source: Harford County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1158 E MACPHAIL RD, BEL AIR, MD 21015-5619
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jun 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 27, 2022	Deed, Transfer · FHA Mortgage MERIDIAN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2022 · Amount on Record
Deed Sale	Oct 27, 2022 · Amount on Record
Prior Sale	Oct 12, 2006 · Amount on Record
Deed Book / Page	15720 / 451
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	1158 E MACPHAIL RD, BEL AIR, MD 21015-5619
Transaction Type	Mortgage
Record Updated	Aug 22, 2023
Title Company	BLACK OAK TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0148390029
Date	Jun 17, 2021
Book Page	14839/29

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jul 1, 2031

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	1158 E MACPHAIL RD, BEL AIR, MD 21015-5619
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	BLACK OAK TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0133190210
Date	Jun 21, 2019
Book Page	13319/0210

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2034

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Oct 27, 2022
Property Address	1158 E MACPHAIL RD, BEL AIR, MD 21015-5619
Document Number	0157200451
Book / Page	15720 / 451
Map Reference	MB CGH60 FO 72
Instrument Date	Oct 14, 2022
Transaction Type	Transfer
Record Updated	Aug 22, 2023
Title Company	BLACK OAK TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,020.00
Amount Accuracy	Tax Sale
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1158 E MACPHAIL RD, BEL AIR, MD 21015-5619

Mortgage

Document Number	0157200456
Date	Oct 27, 2022
Instrument	15720-0456

Lender

Name	MERIDIAN BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$618,767 (+23.03%)	$665,100 (+11.67%) Land $131,900 Building $533,200
2025	$5,779.00 (+16.14%) Homeowner's exemption
2023		$502,933 (+10.15%)	$595,600 (+30.44%) Land $131,900 Building $463,700
2022	$4,976.00 (-2.14%)	$456,600 Land $131,900 Building $324,700	$456,600 Land $131,900 Building $324,700
2021	$5,085.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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