1030 E Macphail Rd, Bel Air, MD 21015 Property Records

Harford County property record for 1030 E Macphail Rd, Bel Air, MD 21015

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,098 sqft · built 2007
Lot Size	0.434 acres (18,905 sqft)
Owner	2 Individual Names on Record
Last Sale	$525,000 (Apr 2017)
Tax Bill	$6,618 (2025)
Deeds & Mortgages	Mar 2024 Second Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-378411`

Property Details

APN / Parcel Number

Primary APN	`03-378411`
Alternative APN	`378411`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,098 sqft Total Area
Basement Area	800 sqft
Finished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	18,905 sqft (0.434 acres)
Garage Type	Built-in
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	378411
Street Address	1030 E MACPHAIL RD
City	BEL AIR
State	MD
Zip	21015-5605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 3 18905 SF 1030 E MACPHAIL ROAD MACPHAIL WOODS PT 119/7
Legal Subdivision	MACPHAIL WOODS
Legal Lot Number	3
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	1
Census Block	1007
Census Tract	303900

Owner

Source: Harford County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1030 E MACPHAIL RD, BEL AIR, MD 21015-5605
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ABERDEEN PROVING GROUND FCU
Jul 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENTAGON FCU
Oct 21, 2020	Deed of Trust, Mortgage · Line of Credit STATE EMPS CU/MD INC
Apr 13, 2017	Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2017 · Amount on Record
Deed Sale	Apr 13, 2017 · Amount on Record
Prior Sale	Apr 18, 2013 · Amount on Record
Deed Document Number	201712300-0424
Deed Book / Page	12300 / 424
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	1030 E MACPHAIL RD, BEL AIR, MD 21015-5605
Transaction Type	Mortgage
Record Updated	Mar 29, 2024
Title Company	GETZ TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0162080158
Date	Mar 20, 2024
Book Page	16208/158

Lender

Name	ABERDEEN PROVING GROUND FCU
Type	Credit Union
Address	ABERDEEN, MD 21001

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 25, 2034

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	1030 E MACPHAIL RD, BEL AIR, MD 21015-5605
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0139710355
Date	Jul 13, 2020
Book Page	13971/355

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	1030 E MACPHAIL RD, BEL AIR, MD 21015-5605
Document Number	0142170450
Instrument Date	Oct 21, 2020
Transaction Type	Mortgage
Record Updated	Nov 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1030 E MACPHAIL RD BEL AIR MD 210155605, BEL AIR, MD 21015-5605

Mortgage

Document Number	0142170450
Date	Oct 28, 2020
Book Page	014217/000450

Lender

Name	STATE EMPS CU/MD INC
Address	LINTHICUM, MD 21090

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 27, 2050

Interest

Rate Type	Adjustable Rate

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Apr 13, 2017
Property Address	1030 E MACPHAIL RD, BEL AIR, MD 21015-5605
Document Number	0123000424
Book / Page	12300 / 0424
Map Reference	MB JJR FO007
Instrument Date	Apr 3, 2017
Instrument	12300-0424
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1030 E MACPHAIL RD, BEL AIR, MD 21015-5605

Mortgage

Document Number	123000430
Date	Apr 13, 2017
Instrument	12300-0430

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$670,833 (+17.59%)	$724,300 (+12.45%) Land $114,400 Building $609,900
2025	$6,618.00 (+13.79%)
2023		$570,500	$644,100 Land $114,400 Building $529,700
2022	$5,816.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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