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  2. Maryland
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  4. Bel Air
  5. E Macphail Rd

1034 E Macphail Rd, Bel Air, MD 21015 Property Records

Harford County property record for 1034 E Macphail Rd, Bel Air, MD 21015 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,716 sqft · built 1968
Lot Size0.673 acres (29,315 sqft)
Owner2 Individual Names on File
Last Sale$300,000 (Oct 2021)
Tax Bill$4,321 (2025)
Deeds & MortgagesMar 2018 Mortgage
Oct 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-050653

Property Details

APN / Parcel Number

Primary APN03-050653
Alternative APNs
  • 3050653
  • 050653

Interior

Full Baths3 Baths
Half Baths2 Half Baths
Stories1 Story
Building Area1,716 sqft Total Area
Basement Area1,285 sqft
Finished Basement1,285 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area29,315 sqft (0.673 acres)
Garage TypeAttached
Garage Area700 sqft
Parking Spaces2 Parking Spaces
Patio Area64 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemBaseboard
SewerConnected

Location & Zoning

Account Number050653
Street Address1034 E MACPHAIL RD
CityBEL AIR
StateMD
Zip21015-5605
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1 29315 SF 1034 E MAC PHAIL ROAD MACPHAIL WOODS PT 119/7
Legal SubdivisionMACPHAIL WOODS
Legal PhaseAIL
Legal Lot Number1
JurisdictionHARFORD MD
Township / Civil Division3, BEL AIR
Census Block Group1
Census Block1007
Census Tract303900

Owner

Source: Harford County records · APN 03-050653

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1034 E MACPHAIL RD, BEL AIR, MD 21015-5605
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2018Deed of Trust, Mortgage · Commercial Mortgage
M & T BANK
Oct 20, 2021Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 20, 2021 · Amount on Record
Deed SaleOct 20, 2021 · Amount on Record
Prior SaleJun 27, 2005
Deed Book / Page15119 / 8
Transfer Doc0000001987
Record UpdatedSep 20, 2026

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address1034 E MACPHAIL RD, BEL AIR, MD 21015-5605
Transaction TypeMortgage
Record UpdatedMay 03, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0127460184
DateMar 22, 2018
Book Page12746/0184
Lender
NameM & T BANK
TypeBank
AddressBUFFALO, NY 14203
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

October 2021: Deed, Transfer

Document TypeDeed
JurisdictionHARFORD MD
Recording DateOct 20, 2021
Property Address1034 E MACPHAIL RD, BEL AIR, MD 21015-5605
Document Number0151190008
Book / Page15119 / 8
Map ReferenceMB JJR119 FO 7
Instrument DateSep 30, 2021
Transaction TypeTransfer
Record UpdatedMay 03, 2022
Title CompanyMID ATLANTIC TITLE, MID ATLANTIC TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1034 E MACPHAIL RD, BEL AIR, MD 21015-5605

Mortgage

Document Number0001511912
DateOct 20, 2021
Instrument15119/12
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2051

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$432,400 (+3.69%)$463,200 (+11.08%) Land $119,600 Building $343,600
2025$4,321.00 (+11.57%)$417,000 (+10.92%) Land $119,600 Building $297,400$417,000 (-) Land $119,600 Building $297,400
2023$375,933$417,000 Land $119,600 Building $297,400
2022$3,873.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253039001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 303 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFiber980 / 880

Availability varies by address; speeds are provider-advertised maximums, not measured.

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