11573 Scheel Ln, Carmel, IN 46032 Property Records

Hamilton County property record for 11573 Scheel Ln, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,556 sqft · built 2002
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$361,300 (Oct 2020)
Tax Bill	$4,814 (2024)
Deeds & Mortgages	Jun 2026 Line of Credit Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-13-01-001-043.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-01-001-043.000-018`
Alternative APN	`1713010001043000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,556 sqft Living Area
Gross Area	3,956 sqft
1st Floor Area	3,432 sqft
2nd Floor Area	1,730 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Construction Type	Frame
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	130 ft deep x 57.9 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	11573 SCHEEL LN
City	CARMEL
State	IN
Zip	46032-3471
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .23, SECTION 1, TOWNSHIP 17, RANGE 3, GUILFORD PARK, LOT 43, IRREGULAR SHAPE
Legal Range	03
Legal Township	17
Legal Section	01
Legal Subdivision	GUILFORD PARK
Legal Lot Number	43
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2007
Census Tract	111006

Owner

Source: Hamilton County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11573 SCHEEL LN, CARMEL, IN 46032-3471
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Deed of Trust, Mortgage · Line of Credit HORIZON BANK
Oct 22, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage GVC MORTGAGE INC
Feb 18, 2020	Warranty Deed, Transfer · Conventional Mortgage GVC MORTGAGE INC
Jul 26, 2019	Quit Claim Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2020 · Amount on Record
Deed Sale	Oct 22, 2020 · Amount on Record
Prior Sale	Feb 18, 2020 · Amount on Record
Deed Document Number	202076241
Prior Transfer Date	Jul 16, 2019
Prior Transfer Doc	0000033478
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Recording Date	Jun 18, 2026
Property Address	11573 SCHEEL LN, CARMEL, IN 46032-3471
Document Number	0000027374
Instrument Date	Jun 5, 2026
Instrument	202627374
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11573 SCHEEL LN, CARMEL, IN 46032-3471

Mortgage

Document Number	0000027374,
Date	Jun 18, 2026
Instrument	202627374

Lender

Name	HORIZON BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 5, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON IN
Recording Date	Oct 22, 2020
Property Address	11573 SCHEEL LN, CARMEL, IN 46032-3471
Document Number	2020076241
Instrument Date	Oct 14, 2020
Instrument	2020076241
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11573 SCHEEL LN, CARMEL, IN 46032-3471

Mortgage

Document Number	2020076240
Date	Oct 22, 2020
Instrument	2020076240

Lender

Name	GVC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Feb 18, 2020
Property Address	11573 SCHEEL LN, CARMEL, IN 46032-3471
Document Number	2020008491
Instrument Date	Feb 12, 2020
Instrument	2020008491
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11573 SCHEEL LN, CARMEL, IN 46032-3471

Mortgage

Document Number	2020008492
Date	Feb 18, 2020
Instrument	2020008492

Lender

Name	GVC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON IN
Recording Date	Jul 26, 2019
Property Address	11573 SCHEEL LN, CARMEL, IN 46032-3471
Document Number	0000033478
Instrument Date	Jul 26, 2019
Instrument	33478
Transaction Type	Transfer
Record Updated	Aug 23, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11573 SCHEEL LN CARMEL IN 460323471, CARMEL, IN 46032-3471

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$477,400 (+10.82%) Land $109,100 Building $368,300	$477,400 (+10.82%) Land $109,100 Building $368,300
2024	$4,814.00 (+34.85%)	$430,800 (+25.52%) Land $109,100 Building $321,700	$430,800 (+25.52%) Land $109,100 Building $321,700
2023	$3,570.00 (-5.56%) Homeowner's exemption	$343,200 (+3.78%) Land $109,100 Building $234,100	$343,200 (+3.78%) Land $109,100 Building $234,100
2022	$3,780.00 Homeowner's exemption	$330,700 Land $96,400 Building $234,300	$330,700 Land $96,400 Building $234,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (1986–2011)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Jun 2011 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
On-Ramp Indiana Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Xfinity.

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