11513 Scheel Ln, Carmel, IN 46032 Property Records

Hamilton County property record for 11513 Scheel Ln, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,102 sqft · built 2001
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$246,800 (Nov 2016)
Tax Bill	$4,807 (2024)
Deeds & Mortgages	Aug 2026 Line of Credit Mar 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-13-01-001-048.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-01-001-048.000-018`
Alternative APN	`1713010001048000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	3,102 sqft Living Area
Gross Area	3,970 sqft
1st Floor Area	3,806 sqft
2nd Floor Area	1,134 sqft
Basement Area	1,218 sqft
Finished Basement	750 sqft
Unfinished Basement	468 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	100 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	11513 SCHEEL LN
City	CARMEL
State	IN
Zip	46032-3471
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .16, SECTION 1, TOWNSHIP 17, RANGE 3, GUILFORD PARK, LOT 48
Legal Range	03
Legal Township	17
Legal Section	01
Legal Subdivision	GUILFORD PARK
Legal Lot Number	48
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2007
Census Tract	111006

Owner

11513 Scheel Ln is owned and occupied by two individuals who bought it in November 2016.

Source: Hamilton County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11513 SCHEEL LN, CARMEL, IN 46032-3471
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Deed of Trust, Mortgage · Line of Credit INDIANA MEMBERS CREDIT UNION
Mar 22, 2022	Deed of Trust, Mortgage · Line of Credit ELEMENTS FINANCIAL FCU
Jul 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME BANK
Jun 22, 2020	Deed of Trust, Mortgage · Line of Credit STAR FINANCIAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2016 · Amount on File
Deed Sale	Nov 7, 2016 · Amount on File
Prior Sale	Aug 24, 2015 · Amount on File
Deed Document Number	201658749
Prior Transfer Date	Sep 18, 2009
Prior Transfer Doc	0000062439
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Recording Date	Aug 7, 2026
Property Address	11513 SCHEEL LN, CARMEL, IN 46032-3471
Document Number	0000035953
Instrument Date	Aug 3, 2026
Instrument	202635953
Transaction Type	Mortgage
Record Updated	Aug 19, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	11513 SCHEEL LN, CARMEL, IN 46032-3471

Mortgage

Document Number	0000035953,
Date	Aug 7, 2026
Instrument	202635953

Lender

Name	INDIANA MEMBERS CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 20, 2056

Interest

Rate	6.43%
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	11513 SCHEEL LN, CARMEL, IN 46032-3471
Transaction Type	Mortgage
Record Updated	Apr 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014632
Date	Mar 22, 2022
Instrument	2022014632

Lender

Name	ELEMENTS FINANCIAL FCU
Type	Credit Union
Address	INDIANAPOLIS, IN 46202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	11513 SCHEEL LN, CARMEL, IN 46032-3471
Transaction Type	Mortgage
Record Updated	Jul 21, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021048183
Date	Jul 1, 2021
Instrument	2021048183

Lender

Name	FIRST HOME BANK
Type	Bank
Address	SEMINOLE, FL 33772

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	11513 SCHEEL LN, CARMEL, IN 46032-3471
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038502
Date	Jun 22, 2020
Instrument	2020038502

Lender

Name	STAR FINANCIAL BANK
Type	Bank
Address	FORT WAYNE, IN 46858

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$476,400 (+10.74%) Land $106,500 Building $369,900	$476,400 (+10.74%) Land $106,500 Building $369,900
2024	$4,807.00 (+35.14%)	$430,200 (+25.75%) Land $106,500 Building $323,700	$430,200 (+25.75%) Land $106,500 Building $323,700
2023	$3,557.00 (+3.55%) Homeowner's exemption	$342,100 (+13.96%) Land $106,500 Building $235,600	$342,100 (+13.96%) Land $106,500 Building $235,600
2022	$3,435.00	$300,200 Land $94,100 Building $206,100	$300,200 Land $94,100 Building $206,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11513 Scheel Ln in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (1986–2011)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Jun 2011 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11513 Scheel Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
On-Ramp Indiana Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Xfinity.

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