11549 Scheel Ln, Carmel, IN 46032 Property Records

Hamilton County property record for 11549 Scheel Ln, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,795 sqft · built 2002
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Sep 2020)
Tax Bill	$4,315 (2024)
Deeds & Mortgages	Nov 2021 Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-13-01-001-045.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-01-001-045.000-018`
Alternative APN	`1713010001045000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,795 sqft Living Area
1st Floor Area	1,187 sqft
2nd Floor Area	1,608 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2010
Architectural Style	Other
Roof Material	Asphalt
Lot Area	9,583 sqft (0.219 acres)
Lot Dimensions	126 ft deep x 58 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1713010001045000
Street Address	11549 SCHEEL LN
City	CARMEL
State	IN
Zip	46032-3471
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .22, SECTION 1, TOWNSHIP 17, RANGE 3, GUILFORD PARK, LOT 45, IRREGULAR SHAPE
Legal Range	03
Legal Township	17
Legal Section	01
Legal Subdivision	CARMEL GUILFORD PARK
Legal Lot Number	45
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2007
Census Tract	111006

Owner

11549 Scheel Ln is owned and occupied by an individual who bought it in September 2020.

Source: Hamilton County records, as of March 4, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	11549 SCHEEL LN, CARMEL, IN 46032-3471
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage MJW FINANCIAL LLC
Sep 30, 2020	Warranty Deed, Transfer · Conventional Mortgage MJW FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2020 · Amount on File
Deed Sale	Sep 30, 2020 · Amount on File
Prior Sale	Jun 13, 2016 · Amount on File
Deed Document Number	2020069083
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	11549 SCHEEL LN, CARMEL, IN 46032-3471
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000079624
Date	Nov 3, 2021
Instrument	2021079624

Lender

Name	MJW FINANCIAL LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Sep 30, 2020
Property Address	11549 SCHEEL LN, CARMEL, IN 46032-3471
Document Number	2020069083
Map Reference	DOC 200100042967
Instrument Date	Sep 11, 2020
Instrument	2020069083
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020069084
Date	Sep 30, 2020
Instrument	2020069084

Lender

Name	MJW FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$426,000 (+9.01%) Land $109,100 Building $316,900	$426,000 (+9.01%) Land $109,100 Building $316,900
2024	$4,315.00 (+32.89%)	$390,800 (+23.48%) Land $109,100 Building $281,700	$390,800 (+23.48%) Land $109,100 Building $281,700
2023	$3,247.00 (+2.69%)	$316,500 (+11.88%) Land $109,100 Building $207,400	$316,500 (+11.88%) Land $109,100 Building $207,400
2022	$3,162.00	$282,900 Land $96,400 Building $186,500	$282,900 Land $96,400 Building $186,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11549 Scheel Ln in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (1986–2011)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Jun 2011 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 11549 Scheel Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
On-Ramp Indiana Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Xfinity.

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